4113 SETON CIRCLE, Palm Harbor, FL, 34683 | $539,900

Under contract-accepting backup offers. Welcome to this inviting 4-bedroom, 2-bathroom pool home perfectly situated on a quiet corner lot in The Enclave at Gleneagles. Designed for comfort and easy Florida living, this residence features an open layout that blends indoor and outdoor spaces seamlessly.

Step inside to find a bright and airy living area with high ceilings, neutral tile flooring, and a cozy fireplace accented by a stacked-stone surround. The spacious kitchen is the heart of the home, featuring rich wood cabinetry, granite countertops, stainless steel appliances, and a convenient center island—ideal for casual meals or entertaining guests.

The kitchen and family room open directly onto the screened lanai, where you’ll enjoy a covered patio with ceiling fans and a sparkling private pool. The lanai offers plenty of room for outdoor dining and relaxation.

Additional highlights include a dedicated laundry room, plenty of natural light, and a well-maintained roof and HVAC system for peace of mind. The corner lot adds extra privacy and curb appeal, with manicured hedges and lush green space surrounding the home.

Nestled in a sought-after Palm Harbor community near Innisbrook Golf Resort, top-rated schools, restaurants, and Gulf beaches, this home offers the perfect balance of comfort, location, and lifestyle.

Features

  • Amenities: Maintenance
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 85 x 126
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,921
  • Acreage: 0.24
  • Lot Size: 85 x 126
  • Est. Taxes: $2,678
  • HOA Fee: $148 Monthly
  • Lot Desc: Corner Lot
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8443118
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/TB8443118/4113setoncircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 3:51:42 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTER   Phone: 813-553-6869

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4113 SETON CIRCLE, Palm Harbor, FL, 34683

$539,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $223 $223 $223
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,419 $2,587 $3,472
Total Monthly Payment $2,734 $2,902 $3,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.