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One or more photo(s) has been virtually staged. Experience the rare privacy of a freestanding waterfront villa that lives like a single-family home while offering the total "lock-and-leave" simplicity of an all-inclusive condo. Tucked away on a quiet cul-de-sac with absolutely no shared walls, this 2-bedroom, 2-bathroom sanctuary is nestled within the heart of Spring Lakes - an official wildlife and bird sanctuary that provides an incredibly peaceful and scenic backdrop for your daily life. This is your chance to trade chores for tranquility with a lifestyle designed around just one primary monthly bill; the comprehensive association fee handles nearly everything, including your building insurance, roof, landscaping, water, sewer, and even cable and internet. With a brand-new roof installed in 2024 and an upcoming exterior refresh including new paint and gutters already planned, the major responsibilities are completely off your plate, leaving you with only a small electric bill. Inside, soaring ceilings and oversized windows frame tranquil lake views from the kitchen, great room, and primary suite, while the new screened lanai provides the perfect front-row seat to the local wildlife. Whether you are enjoying the six pickleball courts, tennis courts, and sparkling pools or exploring nearby beaches, this home offers detached privacy with none of the traditional maintenance stress. This is a rare opportunity to own a detached home in a protected natural setting with the predictability and ease of a condo lifestyle; call today for your private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $143 | $143 | $143 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,747 | $2,306 |
| Total Monthly Payment | $1,897 | $1,965 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.