|
Why wait to build and to wait for the landscaping to mature into a lushly green community in the future, when you can begin enjoying this gem with its great curb appeal in tropical plantings right now? In the vibrant gated Neal community of Rivers Reach in Parrish, with easy access to Interstate 75 and the growing area off Rye Road filled with shopping, restaurants, services and amenities, as you pass through its gates you will feel the peacefulness of this delightful community’s escape. Loaded with upgrades, this four-bedroom, three-bath home has a three-car garage, a second-floor bonus room and bath that can be used flexibly as in-law quarters, a teenage game room, an exercise area or as an additional bedroom for guests. Two of the four bedrooms have off-the-wall built-in beds with one including a desk that allows for ample floor space when not in use. The many upgrades within this bright and open floor plan include the newly installed (2025) Anderson hurricane impact glass windows all over the home, an EV charging station in the garage, a reverse osmosis water filtration system in the kitchen (2022), and a water softening system throughout the home, an HVAC system with a UV light to help with preventing allergies and enhancing air quality, and the garage floor was recently epoxied (2024). From the moment you walk in, you will experience the seamless flow from the living room–dining room into the kitchen–great room. The flooring is tile throughout the entire first floor with carpet in the second-floor bonus room. The screened lanai offers a long lake view in a tranquil setting with covered and uncovered areas. The Community Center offers a beautiful resort-style pool and spa area (with no maintenance to you), a fitness center, playground, nature trails and a kayak launch along the Manatee River. Near the beautiful beaches of the Gulf Coast, the many amenities in Lakewood Ranch, and the cultural and sporting venues of Sarasota and Tampa, this home offers the Florida lifestyle at its best!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $683 | $683 | $683 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,982 | $3,194 | $4,306 |
| Total Monthly Payment | $3,757 | $3,969 | $5,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.