4790 MICHAEL LANE, Ponce Inlet, FL, 32127 | $890,000

RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE!
~ Brand New Septic System ~

Discover a home where coastal Florida living feels easy, comfortable, and well-balanced. Located just two blocks from Ponce Inlet’s no-drive beach, this thoughtfully updated beachside pool home offers the sought-after combination of close ocean access and the calm of a quiet residential street—an ideal setting for buyers searching Ponce Inlet homes for sale.

Inside, the open-concept layout is bright and inviting, with natural light streaming through hurricane-impact windows and doors. The Dutch-style kitchen serves as the heart of the home, featuring an oversized island with bar seating that supports everyday living and casual entertaining. A nearby library nook with recessed built-in shelving and a brick wood-burning fireplace adds warmth, character, and flexible use to the living space.

The primary suite functions as a private retreat, complete with a walk-in closet and French doors that open directly to the pool, allowing for seamless indoor-outdoor flow. Throughout the home, LEED-inspired, energy-efficient upgrades support comfort and performance, including premium USA-made materials, reflective recyclable VCT flooring, and a newer energy-efficient HVAC system with updated ductwork.

Outdoors, the nearly ¼-acre fenced backyard provides a true coastal setting. An open-air pool and expansive concrete patio offer versatile space for relaxing or gathering, while mature oak trees contribute shade, privacy, and natural character. Thoughtful elevation and drainage help keep the yard usable year-round—an important feature for beachside homes in Florida.

Recent improvements include a brand-new septic system, new HVAC, hurricane-impact windows and doors, Hardie board gables, updated gutters and soffits, and fresh exterior paint. The landscape has been maintained without chemical or pesticide treatments, supporting a more natural outdoor environment.

Conveniently located near marinas, waterfront dining, biking routes, and local landmarks—yet removed from heavy traffic—this property offers everyday livability with long-term value. Whether you’re considering a move-in ready beach house, a Florida second home, or an energy-efficient coastal residence, this home delivers both lifestyle and function.

Low-interest, flexible seller financing further enhances the opportunity, providing an alternative path to ownership that is rarely available in today’s market.

Features