4077 ROLLING OAKS DRIVE, Winter Haven, FL, 33880 | $110,000

Under contract-accepting backup offers. Back on market, property passed inspections! Welcome to Oakwood Estates, one of Winter Haven’s most sought-after 55+ co-op communities! This well-maintained home offers an inviting open floor plan with cathedral ceilings that make the living area feel bright, airy, and spacious. You’ll love the luxury vinyl plank flooring throughout the living area, hallway, and primary bedroom, easy to maintain and beautifully updated. The primary bedroom is oversized and features a fantastic walk-in closet with room for everything. Both the kitchen and primary bath have updated countertops, and the hall bath has a newer vanity for a fresh look. Off to the side, you’ll find an enclosed porch that adds great extra living space, complete with a separate workshop at the back, perfect for projects or storage, and neatly tucked away behind a closed door when guests stop by. Step out back and you’ll discover one of this home’s best features, a large deck overlooking open greenspace owned by the county, meaning you’ll have no rear neighbors building behind you. The roof-over adds extra insulation and the AC was replaced in 2019 for peace of mind. Some of the other updates include windows, skirting, siding and kitchen cabinets. This home will be sold mostly unfurnished, but the beds, living room TV stand, and generator will stay. Oakwood Estates is an active 55+ co-op community offering a long list of amenities including swimming, shuffleboard, tennis, horseshoes, and plenty of daily activities to enjoy. Don’t wait, call today for your private showing of this wonderful home and start enjoying the Florida lifestyle you’ve been waiting for!

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1984
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,176
  • Acreage: 0.08
  • Est. Taxes: $565
  • HOA Fee: $156 Monthly
  • Lot Desc: In County
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: S5137622
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/S5137622/4077rollingoaksdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2026 6:32:08 PM)
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS   Phone: 863-256-2188

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4077 ROLLING OAKS DRIVE, Winter Haven, FL, 33880

$110,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $88,000 $88,000 $88,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $500 $527 $702
Total Monthly Payment $622 $649 $824

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.