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Under contract-accepting backup offers. Back on market, property passed inspections! Welcome to Oakwood Estates, one of Winter Haven’s most sought-after 55+ co-op communities! This well-maintained home offers an inviting open floor plan with cathedral ceilings that make the living area feel bright, airy, and spacious. You’ll love the luxury vinyl plank flooring throughout the living area, hallway, and primary bedroom, easy to maintain and beautifully updated. The primary bedroom is oversized and features a fantastic walk-in closet with room for everything. Both the kitchen and primary bath have updated countertops, and the hall bath has a newer vanity for a fresh look. Off to the side, you’ll find an enclosed porch that adds great extra living space, complete with a separate workshop at the back, perfect for projects or storage, and neatly tucked away behind a closed door when guests stop by. Step out back and you’ll discover one of this home’s best features, a large deck overlooking open greenspace owned by the county, meaning you’ll have no rear neighbors building behind you. The roof-over adds extra insulation and the AC was replaced in 2019 for peace of mind. Some of the other updates include windows, skirting, siding and kitchen cabinets. This home will be sold mostly unfurnished, but the beds, living room TV stand, and generator will stay. Oakwood Estates is an active 55+ co-op community offering a long list of amenities including swimming, shuffleboard, tennis, horseshoes, and plenty of daily activities to enjoy. Don’t wait, call today for your private showing of this wonderful home and start enjoying the Florida lifestyle you’ve been waiting for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$110,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $88,000 | $88,000 | $88,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $47 | $47 | $47 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $500 | $527 | $702 |
| Total Monthly Payment | $622 | $649 | $824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.