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Enjoy Lake Keowee living at an affordable price! This furnished lakeside cottage in the gated Backwater Landing community offers low-maintenance living with resort-style amenities and easy lake access. Whether you’re building, exploring the area, or simply seeking a weekend retreat, this charming getaway makes lake life effortless. Relax by the lakeside swimming pool, stroll along lighted walking trails, or spend time at the community clubhouse featuring TVs for game day, billiards with friends, and a cozy lending library for quiet afternoons. Positioned at the end of the row with assigned parking right beside it, this cottage provides extra privacy and convenient access—perfect for unloading groceries or staying dry on rainy days. Inside, an open floor plan connects the kitchen, dining, and living areas, highlighted by large lakeside windows that flood the space with natural light. This two-bedroom, two-bath retreat features newer upgrades throughout, including a roof, HVAC, and flooring (all 2023). Additional highlights include granite countertops, plantation shutters, a golf cart parking pad, and a short, level walk to your car. Located within only four miles of the City of Seneca for shopping, restaurants, medical, entertainment and parks. Fee includes services such as landscape maintenance, private gated community, water, sewer and trash service. Modified tax structure, annual slip options as well as information for on-site enclosed lakefront kayak storage and secure boat/trailer/RV storage, upon availability at a nominal fee. Gated entry—agent access required. No short-term rentals (12-month minimum). This unit offers vacation, part-time living capability. Great for weekends at the lake, Clemson game-days and seasonal lake fun!
| Type | Dimensions | Level |
|---|---|---|
| AdditionalRoom | Screen Porch 11'8" x 9'8" | Main |
| Bedroom2 | 9' x 10'3" | Main |
| DiningRoom | 11' x 11' | Main |
| Kitchen | 10' x 8'10" | Main |
| LivingRoom | 12' x 16' | Main |
| PrimaryBedroom | 11'6" x 8'9" | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,222 | $1,289 | $1,730 |
| Total Monthly Payment | $1,297 | $1,364 | $1,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.