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Welcome to your own luxury waterfront retreat in the coveted gated community of MiraBay, where sophistication, comfort, and resort-style living come together in perfect harmony. Set on an 11 ft elevated canal lot—a rare advantage in coastal Florida—this home offers enhanced peace of mind, reduced flood risk, and transferable flood insurance for long term value. Built to gold standard build code construction in 2020, it delivers the durability, efficiency, and structural integrity expected in a premium waterfront residence. Step through the front door and you’re greeted by soaring ceilings, natural light, and sweeping water views that immediately draw you toward the heart of this exquisite home. Thoughtfully designed with refined finishes and timeless style, each space flows effortlessly, creating a perfect balance between modern luxury and relaxed coastal living. The main living areas open seamlessly to your outdoor oasis, where every detail has been curated for entertaining and tranquility. The custom outdoor kitchen and bar—professionally added and built to the same gold standard construction as the home itself—features high end materials and integrated built in grills, creating a cohesive extension of the indoor living space. As evening falls, the ambiance comes alive with custom landscape and pool cage lighting, reflecting across the sparkling pool and spa, all easily managed with the OmniLogic wireless controller. A remote controlled SunSetter shade extends comfort and sophistication, allowing you to enjoy the Florida lifestyle year round. Your private dock with a 13, 000 pound boat lift invites endless adventures on the water, while the circular driveway and lush landscaping create a grand first impression. Inside, every bedroom is a private retreat, each featuring its own ensuite bathroom. Upstairs bedrooms open to private balconies, offering serene morning views and gentle coastal breezes. A bonus room provides flexible living space, perfect for a media room, gym, or home office. This home is also equipped with FULL HURRICANE IMPACT WINDOWS throughout, providing top tier storm protection, energy efficiency, and potential insurance savings. Additional upgrades include whole home gutters and a water softener system for everyday convenience. As a MiraBay resident, you’ll enjoy world-class amenities including tennis, pickleball, and basketball courts, a fitness center, a resort-style pool, three playgrounds, and a charming waterside café—all within a short stroll or golf cart ride from your front door. Don’t miss your opportunity to tour this remarkable waterfront home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.259% | 6.203% |
| Monthly Tax Payment | $1,592 | $1,592 | $1,592 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,003 | $7,291 | $10,126 |
| Total Monthly Payment | $8,720 | $9,008 | $11,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.