701 PINCKNEY DRIVE, Apollo Beach, FL, 33572 | $1,500,000

Welcome to your own luxury waterfront retreat in the coveted gated community of MiraBay, where sophistication, comfort, and resort-style living come together in perfect harmony. Set on an 11 ft elevated canal lot—a rare advantage in coastal Florida—this home offers enhanced peace of mind, reduced flood risk, and transferable flood insurance for long term value. Built to gold standard build code construction in 2020, it delivers the durability, efficiency, and structural integrity expected in a premium waterfront residence. Step through the front door and you’re greeted by soaring ceilings, natural light, and sweeping water views that immediately draw you toward the heart of this exquisite home. Thoughtfully designed with refined finishes and timeless style, each space flows effortlessly, creating a perfect balance between modern luxury and relaxed coastal living. The main living areas open seamlessly to your outdoor oasis, where every detail has been curated for entertaining and tranquility. The custom outdoor kitchen and bar—professionally added and built to the same gold standard construction as the home itself—features high end materials and integrated built in grills, creating a cohesive extension of the indoor living space. As evening falls, the ambiance comes alive with custom landscape and pool cage lighting, reflecting across the sparkling pool and spa, all easily managed with the OmniLogic wireless controller. A remote controlled SunSetter shade extends comfort and sophistication, allowing you to enjoy the Florida lifestyle year round. Your private dock with a 13, 000 pound boat lift invites endless adventures on the water, while the circular driveway and lush landscaping create a grand first impression. Inside, every bedroom is a private retreat, each featuring its own ensuite bathroom. Upstairs bedrooms open to private balconies, offering serene morning views and gentle coastal breezes. A bonus room provides flexible living space, perfect for a media room, gym, or home office. This home is also equipped with FULL HURRICANE IMPACT WINDOWS throughout, providing top tier storm protection, energy efficiency, and potential insurance savings. Additional upgrades include whole home gutters and a water softener system for everyday convenience. As a MiraBay resident, you’ll enjoy world-class amenities including tennis, pickleball, and basketball courts, a fitness center, a resort-style pool, three playgrounds, and a charming waterside café—all within a short stroll or golf cart ride from your front door. Don’t miss your opportunity to tour this remarkable waterfront home.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Playground, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 80 x 105
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Traditional
  • Year Built: 2020
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Split Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,225
  • Acreage: 0.19
  • Lot Size: 80 x 105
  • Est. Taxes: $19,102
  • HOA Fee: $172 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Fiber Optic Lighting, Heated, In Ground, Screen Enclosure, Tile
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Purifier, Water Softener
  • MLS#: TB8441935
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /eprop/TB8441935/701pinckneydrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 9:36:38 PM)
Listing courtesy of RE/MAX COLLECTIVE   Phone: 813-438-7841

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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701 PINCKNEY DRIVE, Apollo Beach, FL, 33572

$1,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,200,000 $1,200,000 $1,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $1,592 $1,592 $1,592
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,003 $7,291 $10,126
Total Monthly Payment $8,720 $9,008 $11,843

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.