|
Welcome to Traditions at Lake Ruby — a vibrant 55+ lakeside community where every day feels like a Florida resort getaway.
Welcome to this lovely 2-bedroom, 2-bathroom home in the highly sought-after Traditions at Lake Ruby community!
Walk through the front door into an open-concept living and dining area that flows seamlessly into the kitchen. With bright windows and quality finishes, the space gives off a fresh, welcoming vibe. The kitchen is stylish—perfect for everyday living and entertaining alike.
The primary suite is a tranquil retreat with a walk-in closet and a walk-in shower with a glass enclosure. The additional bedroom offers flexibility for guests, a home office or a hobby room. Step outside to your private fenced-in backyard, the perfect retreat for both relaxation and entertaining. The screened-in porch offers a comfortable space to enjoy morning coffee, evening breezes, or weekend barbecues without the hassle of bugs—bringing the best of indoor comfort to your outdoor living. With ample room for pets, gardening, or simply soaking up the Florida sunshine, this backyard delivers the ideal balance of privacy and leisure in a beautifully maintained setting.
Why You’ll Love It:
Low maintenance, newer-built home means fewer surprises and more time to enjoy life.
Smart floor plan with 2 bedrooms and 2 baths makes it ideal for many lifestyles.
Great lot size—enough yard for outdoor living while still easy to maintain.
Strong location in Winter Haven—Florida living at its best, without sacrificing access or amenities.
Beautiful condition, ready for your personal touches or move-in.
Experience Resort-Style Living at Traditions at Lake Ruby
Discover the perfect blend of comfort, connection, and convenience in Traditions at Lake Ruby, one of Winter Haven’s most desirable 55+ gated communities. Nestled along the sparkling shores of Lake Ruby, residents enjoy a peaceful, lakeside setting with easy access to shopping, dining, and medical care—everything you need just minutes from home.
At the heart of the community is a 19, 000-square-foot clubhouse offering a fitness center, heated resort-style pool and spa, tennis and pickleball courts, walking trails, and a private boat dock for lake access. Whether you’re staying active, socializing with friends, or simply relaxing by the water, every day feels like a getaway.
Traditions takes care of the details so you can focus on enjoying life—lawn care, exterior maintenance, and community amenities are all included. From morning workouts to evening sunsets on the lake, this is low-maintenance, high-enjoyment Florida living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,385 | $1,848 |
| Total Monthly Payment | $1,547 | $1,637 | $2,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.