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Presented by
Gold Key Team |
Welcome to Traditions at Lake Ruby – Premier 55+ Living in Winter Haven
Located in the highly desirable gated community of Traditions at Lake Ruby, this beautifully maintained 2-bedroom, 2-bath home offers the perfect combination of comfort, privacy, and exceptional Florida living. Step inside to a bright, open-concept floor plan where the living and dining areas flow seamlessly into the kitchen, creating an inviting space ideal for both everyday living and entertaining. Large windows fill the home with natural light, enhancing the clean, well-kept finishes throughout.
What truly sets this property apart is the oversized fenced-in backyard and extended pavered screened-in porch. This private outdoor retreat offers space and flexibility not commonly found in the community. Whether you have pets, enjoy gardening, or simply appreciate extra room to relax, the yard delivers both privacy and possibility. The expanded screened porch feels like a true extension of the home — perfect for outdoor dining, entertaining guests, or enjoying peaceful morning coffee and evening breezes without the nuisance of insects. It’s Florida indoor-outdoor living at its finest.
The primary suite serves as a peaceful retreat, complete with a walk-in closet and a glass-enclosed walk-in shower. A spacious secondary bedroom provides flexibility for guests, a home office, or hobby space. Thoughtfully designed and move-in ready, this home offers low-maintenance living so you can focus on enjoying everything the community has to offer.
Residents of Traditions at Lake Ruby enjoy resort-style amenities including a 19, 000-square-foot clubhouse, heated pool and spa, fitness center, tennis and pickleball courts, walking trails, and private lake access to Lake Ruby — all conveniently located in Winter Haven near shopping, dining, and medical facilities.
If you’ve been searching for a home that offers exceptional outdoor space, privacy, and a vibrant 55+ lifestyle, this one stands out. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
Sales Associates
William Raveis Real Estate
Phone: 860.450.2620
GoldKeyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $216,000 | $216,000 | $216,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,278 | $1,722 |
| Total Monthly Payment | $1,445 | $1,530 | $1,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.