3365 RALEIGH DRIVE, Winter Haven, FL, 33884 | $285,000

Welcome to Traditions at Lake Ruby — a vibrant 55+ lakeside community where every day feels like a Florida resort getaway.

Welcome to this lovely 2-bedroom, 2-bathroom home in the highly sought-after Traditions at Lake Ruby community!
Walk through the front door into an open-concept living and dining area that flows seamlessly into the kitchen. With bright windows and quality finishes, the space gives off a fresh, welcoming vibe. The kitchen is stylish—perfect for everyday living and entertaining alike.
The primary suite is a tranquil retreat with a walk-in closet and a walk-in shower with a glass enclosure. The additional bedroom offers flexibility for guests, a home office or a hobby room. Step outside to your private fenced-in backyard, the perfect retreat for both relaxation and entertaining. The screened-in porch offers a comfortable space to enjoy morning coffee, evening breezes, or weekend barbecues without the hassle of bugs—bringing the best of indoor comfort to your outdoor living. With ample room for pets, gardening, or simply soaking up the Florida sunshine, this backyard delivers the ideal balance of privacy and leisure in a beautifully maintained setting.

Why You’ll Love It:
Low maintenance, newer-built home means fewer surprises and more time to enjoy life.
Smart floor plan with 2 bedrooms and 2 baths makes it ideal for many lifestyles.
Great lot size—enough yard for outdoor living while still easy to maintain.
Strong location in Winter Haven—Florida living at its best, without sacrificing access or amenities.
Beautiful condition, ready for your personal touches or move-in.

Experience Resort-Style Living at Traditions at Lake Ruby
Discover the perfect blend of comfort, connection, and convenience in Traditions at Lake Ruby, one of Winter Haven’s most desirable 55+ gated communities. Nestled along the sparkling shores of Lake Ruby, residents enjoy a peaceful, lakeside setting with easy access to shopping, dining, and medical care—everything you need just minutes from home.

At the heart of the community is a 19, 000-square-foot clubhouse offering a fitness center, heated resort-style pool and spa, tennis and pickleball courts, walking trails, and a private boat dock for lake access. Whether you’re staying active, socializing with friends, or simply relaxing by the water, every day feels like a getaway.

Traditions takes care of the details so you can focus on enjoying life—lawn care, exterior maintenance, and community amenities are all included. From morning workouts to evening sunsets on the lake, this is low-maintenance, high-enjoyment Florida living at its finest.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,295
  • Acreage: 0.14
  • Est. Taxes: $2,126
  • HOA Fee: $463 Monthly
  • Adult Communities: Yes
  • Elem. School: Chain O Lakes Elem
  • Middle School: Mclaughlin Middle
  • High School: Lake Region High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: P4936886
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/P4936886/3365raleighdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2025 10:32:08 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3365 RALEIGH DRIVE, Winter Haven, FL, 33884

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $177 $177 $177
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,295 $1,385 $1,848
Total Monthly Payment $1,547 $1,637 $2,100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.