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12 Huntington Street, St. Albans City, VT, 05478 | $230,000
Welcome to 12 Huntington Street in the heart of St. Albans! This charming two-bedroom home blends classic character with modern comfort on a peaceful dead-end street with all of the convenience you could want. Step inside to find a bright and airy kitchen filled with natural light and plenty of space for casual dining. The cozy living room flows into a beautiful sunroom surrounded by windows, perfect for morning coffee, reading, or simply relaxing. A first-floor bedroom and recently updated full bath provide convenient single-level living, while the entire upper level serves as a spacious flex area ideal for a primary bedroom, guest bedroom, office, or creative studio! Outside, enjoy the large open yard with room for gardens, gatherings, or even your own chicken coop alongside your spacious shed, perfect for added storage. A covered porch adds to the charm, offering a welcoming spot to unwind and in today's market, the rare affordable single-family home to call home. With a newer heating system, natural gas service, and updates to key utilities, this home is move-in ready while offering opportunity for future personalization. Located within walking distance to Taylor Park, Main Street shops, restaurants, and easy access to I-89, this home offers the perfect mix of convenience and quiet small-town living at a terrific price! Schedule your tour today!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full
- Style: Bungalow
- Year Built: 1900
- Heating: Natural Gas,Electric,Hot Air
- Cooling: None
- Basement: Full,Sump Pump,Unfinished
- Approx Sq. Feet: 1,129
- Acreage: 0.3
- Est. Taxes: $4,576
- Lot Desc: Open,Neighborhood
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: St Albans City School District
- MLS#: 5067935
- Website: https://www.raveis.com
/prop/5067935/12huntingtonstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/6/2025Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: Connor Johnson
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Huntington Street, St. Albans City, VT, 05478
$230,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $381 | $381 | $381 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,074 | $1,118 | $1,491 |
| Total Monthly Payment | $1,530 | $1,574 | $1,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484