7028 N PLUM TREE, Punta Gorda, FL, 33955 | $545,000

360° VIRTUAL TOUR * NO WATER INTRUSION * NO FLOOD INSURANCE REQUIRED * LARGE LOT * 4 Bed/3 Bath/3 Car Garage/Screened PATIO/. 46 Acre Lot/Whole House Generator/Upgrades/Improvements/Plenty of room to build the POOL/spa of your dreams! Discover this contemporary open-concept residence, built in 2022, where modern design, comfort, and elegance come together seamlessly. Nestled within the highly sought-after Burnt Store Meadows community and located in Flood Zone X, this home features 4 spacious bedrooms, 3 full baths, an air-conditioned 3-car garage, covered screened-in lanai with electronic shutter, whole-house generator and an expansive 0. 46-acre greenbelt lot - all the extra work has been done for you! Upon entering the DR Horton Destin model's large entranceway, you are greeted by two beautifully appointed guest bedrooms conveniently located between a full bath with granite countertop. The open floor plan has ceramic tile throughout and creates a large area to entertain and enjoy family gatherings, with the kitchen serving as the heart of the home. The gourmet kitchen showcases a large granite island, stainless steel appliances, ample cabinetry, and a walk-in pantry, with convenient access to the three-car garage through the laundry room. The primary suite, privately located at the rear of the home, features an elegant tray ceiling, walk-in closet, dual-sink vanity with granite countertop, luxurious soaking tub and separate walk-in shower. From the main living area, sliding glass doors open to a covered screened-in lanai, offering an inviting retreat to unwind and take in the lush greenbelt views behind the property. This home has been extensively upgraded beyond the original model, featuring: Whole-house Generac generator with underground propane tank (automatically activates during power outages), Accordion hurricane shutters, including one motorized lanai shutter, Lush tropical landscaping (Clusia, Hibiscus, Sunflower, Wild Coffee), Climate-controlled 3-Car garage, a freshly painted interior in elegant, neutral tones (with additional paint for touch-ups), an irrigation system, gutters, downspouts and sealed pavers. The property comes with a transferable 10-year structural warranty from DR Horton, providing long-term peace of mind and support. Burnt Store Meadows is a deed-restricted community in Punta Gorda, renowned for its well-maintained environment, tranquility and proximity to top local attractions: Fishermen’s Village, Sunseeker Resort, shopping, dining, recreation, and schools. Schedule your private tour today and see for yourself how this home has all the basics required to enjoy the Florida lifestyle.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 121 x 200 x 79 x 200
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Florida
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 2,365
  • Acreage: 0.46
  • Lot Size: 121 x 200 x 79 x 200
  • Est. Taxes: $6,322
  • HOA Fee: $295 Annually
  • Lot Desc: Cul-De-Sac, Greenbelt, Irregular Lot, Landscaped, Oversized Lot
  • View: Park/Greenbelt
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7516862
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/C7516862/7028nplumtree_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 11:13:04 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-575-2502

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7028 N PLUM TREE, Punta Gorda, FL, 33955

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $527 $527 $527
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,510 $2,611 $3,476
Total Monthly Payment $3,129 $3,230 $4,095

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.