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5106 Seahorse AVE, Naples, FL, 34103 | $3,090,000
Waterfront Seagate home with tranquil mangrove views and a private dock on a navigable canal (indirect Gulf access; bridge/tidal—well-suited to kayaks, paddleboards, and smaller craft). Everyday living extends outdoors to a deep covered lanai and a screened, heated pool with a water feature and dedicated planting bed. A private, carriage-style studio suite sits above the three-car garage—currently configured as an art studio—with a kitchenette and full bath; its separation from the main house makes it ideal for visiting guests, creative work, or quiet retreat. Inside the main residence, four en-suite bedrooms include a first-floor primary retreat opening by French doors to the lanai, plus a nearby guest en-suite. A light-filled den with built-ins, a formal living room, and a separate family room support both entertaining and downtime, while the island kitchen and a breakfast nook overlook the pool. Peace-of-mind features include impact-rated windows and electric roll-down shutters; practical updates include newer A/C, water heater, and pool pump, fresh exterior paint, and a 2025 roof. The attached three-car garage adds a storage room and interior stairs to the studio.
Seagate is a small West-of-41 waterfront pocket in central Naples with no mandatory HOA and easy beach access. Residents may apply for the optional Seagate Beach Club membership, which offers on-site beach parking and pavilion facilities (buyer to verify availability and terms). Minutes to Waterside Shops, Artis–Naples, and Clam Pass, with low-traffic streets and sidewalks that make biking simple. A coveted coast-close location delivering privacy and everyday convenience.
Features
- Amenities: BBQ - Picnic,Beach - Private,Beach Access,Beach Club Available,Bike And Jog Path,Cabana,Clubhouse,Exercise Room,Internet Access,Private Beach Pavilion,Private Membership,See Remarks,Sidewalk,Streetlight
- Bedrooms: 5
- Baths: 5 full / 1 half
- Style: Contemporary
- Development: SEAGATE
- Year Built: 2000
- Garage: 3.00 Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 3,708
- Acreage: 0.34
- Est. Taxes: $10,827
- Lot Desc: Regular
- View: Canal,Mangroves,Water
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Dock Private,Dock Included
- Private Pool: Yes
- Pet Policy: No Approval Needed
- MLS#: 225064813
- Website: https://www.raveis.com
/eprop/225064813/5106seahorseave_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5106 Seahorse AVE, Naples, FL, 34103
$3,090,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,472,000 | $2,472,000 | $2,472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $902 | $902 | $902 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,230 | $14,821 | $20,528 |
| Total Monthly Payment | $15,257 | $15,848 | $21,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388