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LOCATION says it all. . . . . Stunning waterviews of Mill Neck Bay and Connecticut within the private waterfront community of Mill Neck Estates - known for its picturesque surroundings and beach amenities. Volume ceilings and a wood burning fireplace enhance the living room, open to the dining room. French doors in the dining room provides access to the private yard and portico with gas grill hookup, fully fenced yard, making it an oasis for relaxation. The kitchen boasts 42" oak cabinety, breakfast bar, Viking range and Bosch dishwasher. The primary suite was expanded to include the fourth bedroom - providing waterviews North and East, two closets and an updated ensuite bath with step-in shower, large vanity and whirlpool tub. The lower level features a street level outside entrance, bedroom or den with a full bath and access to the basement and two car garage. Andersen "tilt and slide" windows in the upstairs bedrooms gives that European vibe of "throw the windows open" to take advantage of the costal breeze. Two heat pump HVAC systems less than 2 years old - energy effiency for year round. The oil hot water system with cast iron registers, and new exterior oil tank can add that little extra when needed. WiFi controlled irrigation system. Less than 30 miles to mid-town Manhattan! Residents of Mill Neck Estates have direct access to the private beach with boat storage racks, mooring rights and a multitude of local amenities including tennis, fine and casual dining and water recreation. A coastal lifestyle of leisure and enjoyment can be yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $940,000 | $940,000 | $940,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,426 | $1,426 | $1,426 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,118 | $5,636 | $7,806 |
| Total Monthly Payment | $6,669 | $7,187 | $9,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.