3979 MELLON DRIVE, Odessa, FL, 33556 | $770,000

Welcome to your dream home in the highly desirable community of Starkey Ranch — where charm, convenience, and a true sense of community come together. Perfectly positioned across from a scenic pond and preserved green space, this M/I Homes Newport II model offers nearly 3, 000 square feet of beautifully designed living space. Featuring 4 bedrooms, 3 bathrooms, and a spacious bonus room, this home strikes the ideal balance of style, comfort, and everyday functionality. Step inside and you’ll immediately feel the warmth of thoughtful design. The open, light-filled floor plan showcases high ceilings, upgraded finishes, and a seamless flow between the living, dining, and kitchen areas — creating an inviting atmosphere for both relaxing and entertaining. The gourmet kitchen offers beautiful quartz countertops, modern appliances, ample storage and a smart, functional layout that makes meal preparation a breeze. Whether you enjoy cooking for yourself or hosting guests, this kitchen is sure to impress. The expansive primary suite is privately tucked away at the back of the home, offering a peaceful retreat complete with a luxurious ensuite bath and generous walk-in closet. Three additional bedrooms provide flexibility for guests, family, or a dedicated home office. Upstairs, a large bonus room with a full bath offers endless possibilities — perfect for a media room, home gym, play area, or even a fifth bedroom conversion. Step outside to your own private oasis. The sparkling saltwater pool and spa invite you to unwind in style, while the outdoor kitchen sets the stage for weekend barbecues or evening gatherings. The fully fenced backyard adds both privacy and tranquility — perfect for family, pets, or simply soaking up the Florida sunshine. Living in Starkey Ranch means enjoying an unparalleled lifestyle with three community pools, multiple playgrounds, over 20 miles of walking and biking trails, dog parks, a community garden, a kayak lake, and year-round resident events organized by a full-time activities director. Families will also appreciate access to Starkey Ranch K-8 STEM Magnet School, the public library, theater, and District Park featuring sports fields for every interest. With shopping, dining, entertainment, the airport, and Gulf beaches all within 30 minutes, this home perfectly combines space, style, and location — offering the very best of Florida living in one exceptional property.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,988
  • Acreage: 0.16
  • Est. Taxes: $13,609
  • HOA Fee: $85 Annually
  • View: Pool
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pool: Heated, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Tankless Water Heater
  • MLS#: TB8442340
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/TB8442340/3979mellondrive_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 11:32:09 AM)
Listing courtesy of CENTURY 21 CIRCLE   Phone: 813-973-2133

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3979 MELLON DRIVE, Odessa, FL, 33556

$770,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $616,000 $616,000 $616,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $1,134 $1,134 $1,134
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,498 $3,689 $4,911
Total Monthly Payment $4,724 $4,915 $6,137

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.