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Located in the peaceful Winship area of Heritage Village, this two-bedroom, two-bath condominium offers comfortable single-level living and a private outdoor deck surrounded by mature landscaping. The bright living area includes a wood-burning fireplace and sliding doors opening to the deck, creating a relaxing indoor-outdoor connection. The updated hall bath features a new BathFitter shower enclosure installed within the past three years. The bright and clean galley kitchen provides ample cabinetry with room for a breakfast table. A convenient in-unit washer and dryer sit next to the primary bedroom suite, which includes generous closet space and an en-suite bath. Ample storage throughout, with hallway coat closet, as well as additional storage closets in both bedrooms! The unit includes an assigned detached garage just a short distance from the building, and additional guest parking nearby. Heritage Village amenities include pools, tennis and pickleball courts, community gardens, walking paths, and a clubhouse. Approximately 0. 8 miles to ShopRite and Stop & Shop and 2. 5 miles to Southford Falls State Park, with nearby restaurants and everyday conveniences close at hand. Buyer to pay $5, 000. 00 one-time non-refundable equity fee to Heritage Village Foundation at closing.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Laminate Floor | Main |
| Kitchen | Dining Area,Galley,Vinyl Floor | Main |
| Living Room | Balcony/Deck,Dining Area,Fireplace,Sliders,Laminate Floor | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Tub w/Shower,Laminate Floor | Main |
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NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,800 | $183,800 | $183,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $246 | $246 | $246 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,101 | $1,161 | $1,514 |
| Total Monthly Payment | $1,422 | $1,482 | $1,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.