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Welcome to comfortable single-level living in Stratford's desirable North End. This well-cared-for ranch features a smart, functional floor plan, thoughtful updates, and lasting value. The main level offers hardwood floors throughout and three spacious bedrooms located close together for convenience. The kitchen opens to a flexible area that can serve as a dining room, home office, playroom, or den-easily adapting to your lifestyle. Recent upgrades include a newer roof, newer central A/C, and a newer boiler, all supported by efficient natural gas heating. Low-maintenance vinyl siding and a minimal-step entry add to the home's everyday ease. The unfinished basement provides excellent storage or future expansion potential with generous space and good ceiling height. An oversized one-car garage sits just steps from the house, offering added functionality year-round. Lovingly maintained by the same owners for decades, this home blends comfort, reliability, and opportunity. Less than two miles to the Metro North train station and close to shops, restaurants, and commuter routes, the location offers the best of both worlds-convenience and a residential neighborhood perfect for casual walks and bike rides. This home truly checks all the boxes and is ready to exceed your expectations. Welcome home!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Eat-In Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,869 | $1,971 | $2,561 |
| Total Monthly Payment | $2,407 | $2,509 | $3,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.