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Don’t miss this fantastic opportunity to own a beautifully maintained and freshly painted home in Highland Lakes, Palm Harbor’s premier 55+ golf and lifestyle community. This inviting 2-bedroom, 2-bathroom residence with a 2-car garage offers comfortable living in a vibrant, amenity-rich neighborhood. The thoughtfully designed floor plan provides easy flow between living spaces, highlighted by newer luxury vinyl plank flooring, neutral interior paint, and updated double-pane windows that fill the home with natural light.
Peace of mind comes easy here with major updates already taken care of—the HVAC system and electrical panel were replaced within the past 7 years, and the roof is only 2. 5 years old. The 2024 water heater and new ceiling fans add to the home’s efficiency and comfort, while the well-maintained landscaping enhances its curb appeal. Located safely above the flood plain in a non-flood, non-evacuation zone, this home is both beautiful and secure.
Highland Lakes is renowned for its resort-style amenities and friendly country club atmosphere. Residents enjoy free golf on three private executive courses, two heated pools and a spa, and a wide variety of activities including tennis, pickleball, bocce, and shuffleboard. The main clubhouse features a fitness center, billiards room, arts and crafts studios, woodshop, library, and an auditorium that hosts social events and entertainment year-round. At the Lake Tarpon Lodge, residents have access to another heated pool, a fishing pier, boat ramp, picnic areas, and even community pontoon boats for scenic lake cruises. The community also offers free RV and boat storage, miles of walking and biking trails, and more than 75 resident-run clubs and interest groups.
Located just minutes from the Gulf beaches, top-rated restaurants, shopping, medical facilities, and two international airports, this home combines the best of Florida living with a welcoming, active-adult community. Schedule your showing today and start living the Highland Lakes lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,794 | $1,893 | $2,520 |
| Total Monthly Payment | $2,320 | $2,419 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.