1212 TIMBERBROOKE DRIVE, Palm Harbor, FL, 34684 | $395,000

Don’t miss this fantastic opportunity to own a beautifully maintained and freshly painted home in Highland Lakes, Palm Harbor’s premier 55+ golf and lifestyle community. This inviting 2-bedroom, 2-bathroom residence with a 2-car garage offers comfortable living in a vibrant, amenity-rich neighborhood. The thoughtfully designed floor plan provides easy flow between living spaces, highlighted by newer luxury vinyl plank flooring, neutral interior paint, and updated double-pane windows that fill the home with natural light.

Peace of mind comes easy here with major updates already taken care of—the HVAC system and electrical panel were replaced within the past 7 years, and the roof is only 2. 5 years old. The 2024 water heater and new ceiling fans add to the home’s efficiency and comfort, while the well-maintained landscaping enhances its curb appeal. Located safely above the flood plain in a non-flood, non-evacuation zone, this home is both beautiful and secure.

Highland Lakes is renowned for its resort-style amenities and friendly country club atmosphere. Residents enjoy free golf on three private executive courses, two heated pools and a spa, and a wide variety of activities including tennis, pickleball, bocce, and shuffleboard. The main clubhouse features a fitness center, billiards room, arts and crafts studios, woodshop, library, and an auditorium that hosts social events and entertainment year-round. At the Lake Tarpon Lodge, residents have access to another heated pool, a fishing pier, boat ramp, picnic areas, and even community pontoon boats for scenic lake cruises. The community also offers free RV and boat storage, miles of walking and biking trails, and more than 75 resident-run clubs and interest groups.

Located just minutes from the Gulf beaches, top-rated restaurants, shopping, medical facilities, and two international airports, this home combines the best of Florida living with a welcoming, active-adult community. Schedule your showing today and start living the Highland Lakes lifestyle!

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 73 x 102
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1977
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,488
  • Acreage: 0.17
  • Lot Size: 73 x 102
  • Est. Taxes: $5,414
  • HOA Fee: $164 Monthly
  • Lot Desc: Near Golf Course, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8442896
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/TB8442896/1212timberbrookedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 9:03:24 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1212 TIMBERBROOKE DRIVE, Palm Harbor, FL, 34684

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $451 $451 $451
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,794 $1,893 $2,520
Total Monthly Payment $2,320 $2,419 $3,046

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.