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Welcome to this Waterfront Villa with Captivating Harbor Views in the Gated Coastal Community of Emerald Pointe. The bright and breezy villa is perfectly perched at the meeting point of the Peace River and Charlotte Harbor. It has 68 feet of harbor frontage and 86 feet along the canal. It is the only end unit villa in the community! Inside, you’ll find a sun-filled layout featuring 2 bedrooms plus a dedicated office, 2 full baths, and an attached 2-car garage. The open-concept floor plan offers an effortless flow from the airy Great Room to a formal Dining Room, with split bedrooms for added privacy. The primary suite is generously sized and features four closets and a private bath with dual vanities and a walk-in shower. The guest bedroom and bath are equally inviting, with a tub/shower combo and elegant finishes. Throughout the villa, you'll notice thoughtful touches like arched doorways, high ceilings, tile flooring, and a paver driveway and patio that add to the coastal elegance. Step outside and soak in sweeping water views from not one, but two expansive decks: a 39' x 16' deck overlooking the harbor and a 51' x 9' deck facing the canal—ideal for morning coffee or sunset cocktails. The office opens directly onto the deck, offering an inspiring backdrop for remote work or creative pursuits. Set within the beautiful Emerald Pointe community, this resort-style enclave offers a clubhouse, fitness center, library, five tennis courts, three pools, pickleball and bocce courts, putting green, seasonal waterside restaurant, and assigned boat slip (slips currently available). There’s even storage for your boat, trailer, or RV—a true rarity in waterfront communities. The 24-hour guarded gate ensures peace of mind. HOA fee includes boat slip, water, trash, cable and internet! Just minutes from historic downtown Punta Gorda, you’ll enjoy easy access to boutique shopping, dining, art galleries, weekly farmer’s markets, marinas, Harborwalk, Fisherman's Village, Sunseeker Resort and many annual festivals. This is more than a home—it’s a coastal lifestyle. And with views like these, you’ll be hard pressed to find anything quite like it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $554 | $554 | $554 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,863 | $1,965 | $2,587 |
| Total Monthly Payment | $2,492 | $2,594 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.