414 MEANDERING WAY, Polk City, FL, 33868 | $2,249,000

PRICE IMPROVEMENT! Situated in coveted Mount Olive Shores North, a premier 55+ guard gated community tailored for RV enthusiasts, this immaculately presented LAKEFRONT residence sits on a PRIME DOUBLE LOT with spectacular WATER VIEWS & the added benefit of no rear neighbors. Set out over 2 floors, serviced by both a staircase and RESIDENTIAL ELEVATOR, this stunning CUSTOM BUILT, high spec, 3 bedroom & 3/2 bathroom home enhanced by extensive DESIGNER finishes consists of 3, 501 sqft of living space & 2, 533 sqft of a/c garage space with insulated roll up garage doors featuring a FULLY ENCLOSED RV PORT as well as an attached 3 CAR GARAGE (with ceiling height for car lifts), GOLF CART BAY, generously sized WORKSHOP, restroom, extensive accessory storage cabinetry and air compressor connections (in port, garage & shop). Built in 2016 by Thurn Construction, on arrival at the property the external curb appeal sets the scene of grandeur whilst the interior exudes luxury in a modern setting. With an inviting high ceiling entryway, the foyer allows for an abundance of natural light to flow throughout the residence. At the heart of the home, the expansive OPEN PLAN CONCEPT kitchen and family room with coffered ceiling flows into an informal sunlit built-in breakfast/dining nook with separate formal dining area. The GOURMET KITCHEN is a chef’s dream with high-end appliances, ample custom soft close cabinetry, sprawling central island, granite countertops, induction cook top, stunning tile backsplash and oversize walk-in pantry. The HOME OFFICE has beautiful front yard views. The conveniently located laundry room also consists of a flexible dedicated workstation for those with a penchant for sewing or arts & crafts. Completing the 1st floor is a walk-in storage area and separate guest powder half bath for convenience serving the living room areas. Featuring TWO PRIMARY BEDROOMS, one on each floor, & each with sweeping water views, sitting &/or office space, well-appointed spacious walk-in closets and full ensuite bathrooms. The 3rd bedroom is on the 2nd floor and has a full ensuite bathroom with soaking tub and sizeable walk-in closet. FURTHER HIGHLIGHTS: energy-efficient HURRICANE IMPACT windows & doors, 400-amp service with lightening surge protection, Kohler GENERATOR, a monitored fire & security system with cameras & whole house CAT6 wired for cable, internet & wi-fi together with a storm-safe room, gorgeous wood-style tile flooring as well as solid wood flooring, elegant light fixtures, classy wall finishes and plantation shutter window dressings. The fully enclosed supersized RV PORT measures 56’L x17. 5’W x 18’H and has a center drain running the length of the port together with full internal RV HOOK UP as well as an external driveway RV hook up. The garage workshop can also be accessed via an exterior door and boasts separate floored attic storage with pulldown & an electric lift for heavy objects. Seamlessly blending the outdoor with the indoor via the retractable patio doors, enjoy Florida lifestyle living at its finest, sitting out under the shade of the expansive covered veranda with perfect views of the large and lushly manicured yard with mature landscaping adorned by garden art pieces. Enjoy your morning coffee watching the sunrise or a glass of wine toasting to the sunset. In keeping with the high efficiency of the home, the landscaping has a deep well for irrigation with basic lawn care included in the HOA dues for effortless living.

Features

  • Elevator: Y
  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full / 2 half
  • Lot Size: 151 x 128 x 148 x 117
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2016
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Guest, Oversized, RV Carport, RV Garage, RV Parking, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Approx Sq. Feet: 3,501
  • Acreage: 0.41
  • Lot Size: 151 x 128 x 148 x 117
  • Est. Taxes: $8,363
  • HOA Fee: $2,840 Annually
  • Lot Desc: Landscaped, Level, Oversized Lot, Unincorporated
  • View: Garden, Water
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: O6355889
  • Days on Market: 153 days
  • Website: https://www.raveis.com
    /eprop/O6355889/414meanderingway_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 5:58:14 AM)
Listing courtesy of CORCORAN PREMIER REALTY   Phone: 407-965-1155

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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414 MEANDERING WAY, Polk City, FL, 33868

$2,249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,799,200 $1,799,200 $1,799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $697 $697 $697
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,787 $10,932 $15,183
Total Monthly Payment $11,609 $11,754 $16,005

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.