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Once upon a time, this was Lodge #1 at Elko Lake Camp — the beating heart of a beloved Episcopalian retreat where campers gathered for meals, dances, and lifelong memories. Today, it’s been reimagined as a 4 bedroom, 2 bathroom home that somehow still hums with that same intangible magic — a sense of joy and light that you can’t quite describe, only feel. Set on a ridge just outside of Catskill Park, The Lodge offers all cedar, single-floor living surrounded by sweeping nature in every direction. To the south: meadows catching golden light. To the west: mountain views that turn sunsets into daily events. And from the backyard, an extensive trail network begins — the same trails carved out by campers decades ago, now used for hiking, horseback riding, snowmobiling, mountain biking, or simply wandering. The adventure truly starts at your back door. Inside, the former “great hall” is still the soul of the home — now transformed into a sprawling, light-filled gathering space that fits a 28-person dining table, a massive living area for fireside nights, and a built-in reading and record nook designed for lingering. The kitchen is generous and social, easily fitting three cooks in motion, complete with a Viking range, pot filler, and plenty of prep space. Two smaller bedrooms offer meadow and mountain views, while the primary suite includes a walk-in closet worthy of envy. A large, spa-like bathroom off the primary provides a steam room shower and double vanity. A larger, tucked-away bedroom in back offers quiet retreat when the day winds down. Outside, the two-story detached garage with electric is as functional as it is full of potential — three bays in front, one in back, nearly 1, 200 sq ft on the ground floor, and an additional 680 sq ft above for studio, storage, or future expansion. The Elko Lake Property Owners Association provides private access to Elko Lake (non-motorboat), along with a shared dock, park, pavilion, and a court for tennis, pickleball, and basketball — plus year-round road maintenance, all for a low annual fee. And while The Lodge feels utterly removed, Livingston Manor is only ten minutes away — a perfect blend of wilderness and small-town charm. Spend the morning exploring the Willowemoc Wild Forest or fishing the famed rivers, then head into town for coffee at The Walk-In, provisions from Main Street Farm, a pint at Catskill Brewery, or dinner at The DeBruce or The Kaatskeller. The Lodge is that rare place where nostalgia meets now — where every breeze feels like a memory, and the joy and laughter of summers past are quietly woven into the walls.
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Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $709 | $709 | $709 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,040 | $5,308 |
| Total Monthly Payment | $4,737 | $4,841 | $6,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.