16475 Captiva DR, Captiva, FL, 33924 | $4,695,000

Presented with a new design vision by MHK Architecture, this extraordinary Captiva Island estate features concept plans to reimagine the existing residence, design a new coastal masterpiece, or expand by combining with the adjacent 1. 5-acre estate lot to create a contiguous 5-acre compound unlike anything else on Captiva Island. A once-in-a-generation opportunity to own one of the island’s largest and most private bayfront properties - 3. 5 acres of gated serenity with an existing custom built home that has never flooded, Gulf access, resort-style amenities, and exceptional privacy along the coveted Roosevelt Channel. Surrounded by unspoiled nature, the property offers direct Gulf access with private docks. Inside, the existing home showcases soaring beamed ceilings, rich wood flooring, and a dramatic beacon tower filling the great room with natural light. Thoughtfully designed for entertaining and easy island living, it offers a chef’s kitchen, formal dining, wood-accented den, private study, and flexible guest quarters. Two grand ensuite bedrooms serve as luxurious sanctuaries, complemented by an indoor wellness wing with travertine-lined pool, fitness room, and sauna. Outdoors, enjoy a tennis court, bocce court, firepit overlooking the bay, and a rooftop hot tub for starlit evenings. A three-car garage with workshop provides ample space for vehicles, storage, and all your waterfront essentials. With no HOA restrictions, the estate offers remarkable flexibility - whether envisioned as a family legacy compound, private coastal retreat, or trophy property of architectural distinction- where architectural vision meets natural beauty. **Some photos in this listing have been virtually staged to illustrate the potential use and layout of the space. Furnishings and décor shown are for illustrative purposes only and are not included in the sale. **

Features

  • Amenities: Bocce Court,Sauna,Tennis Court
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: 2 Story
  • Development: METES AND BOUNDS
  • Year Built: 2003
  • Garage: 3-car Attached
  • Heating: Central Electric,Zoned
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 3,258
  • Acreage: 3.56
  • Est. Taxes: $56,107
  • Lot Desc: Across From Waterfront,Oversize
  • View: Landscaped Area
  • Community Type: Boating,No Subdivision
  • Water Front: Yes
  • Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Dock Included,Elec Avail at dock,Water Avail at Dock,Wooden Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225008413
  • Website: https://www.raveis.com
    /eprop/225008413/16475captivadr_captiva_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Douglas Elliman Florida,LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16475 Captiva DR, Captiva, FL, 33924

$4,695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,756,000 $3,756,000 $3,756,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.259% 6.164%
Monthly Tax Payment $4,676 $4,676 $4,676
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $22,218 $22,822 $31,695
Total Monthly Payment $27,019 $27,623 $36,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.