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Presented by
Richard and Lisa Matheson |
4984 CEDARBROOK LANE, Hernando Beach, FL, 34607 | $465,000
Under contract-accepting backup offers. Welcome to your DREAM COASTAL RETREAT in desirable Hernando Beach! This TURNKEY ACTIVE VACATION RENTAL is a BEAUTIFULLY UPDATED 3-BEDROOM, 2-BATHROOM, 1-Car Garage POOL HOME is situated ON THE MAIN CHANNEL with DIRECT GULF ACCESS, offering quick access to the Gulf and the Hernando Beach boat ramp.
Experience the BEST OF FLORIDA WATERFRONT LIVING from your PRIVATE DOCK, FLOATING DOCK, and SANDY BACKYARD BEACH. Relax year-round in your NEWLY RESURFACED HEATED SALTWATER POOL, fish from your dock, or unwind while enjoying BREATHTAKING SUNSETS and watching boats drift by from your own backyard oasis.
Inside, the home has been COMPLETELY UPDATED IN 2025 with modern finishes throughout, including a NEW HOT WATER HEATER, a FULLY REMODELED KITCHEN with NEW CABINETS, COUNTERTOPS, AND APPLIANCES, beautifully UPDATED BATHROOMS, NEW POOL EQUIPMENT including a SALT SYSTEM, HEATER, AND PUMP, IMPACT-RATED EXTERIOR Sliders, and a RESURFACED POOL. Additional major upgrades include a NEW DOCK (2024), COMPLETE HOME REPIPED (2023), NEW AC (2024) and a NEW ROOF (2021) resulting in home owners insurance of 2516 /YEAR
This property is being sold FULLY TURNKEY, including all FURNITURE, DÉCOR, LINENS, AND KITCHENWARE, making it truly MOVE-IN OR RENT-READY from day one. Currently operating as a SUCCESSFUL SHORT-TERM RENTAL with approximately $69K IN GROSS REVENUE over the past year, there are FUTURE BOOKINGS AVAILABLE TO TRANSFER, offering immediate INCOME POTENTIAL.
The LOW-MAINTENANCE XERISCAPED LOT is FULLY FENCED, including along the seawall, and includes POOL SAFETY ALARMS on all exterior doors for added peace of mind.
Located in the highly sought-after Hernando Beach community, this home offers NO HOA, NO DEED RESTRICTIONS, SHORT-TERM RENTALS ALLOWED, and GOLF CART FRIENDLY STREETS. Just minutes from Weeki Wachee Springs State Park, as well as shopping, dining, hospitals, and convenient access to the Suncoast Parkway for an easy commute to Tampa and beyond.
Whether you are searching for a PRIMARY RESIDENCE, VACATION HOME, or INCOME-PRODUCING INVESTMENT, this DIRECT GULF ACCESS WATERFRONT PROPERTY delivers the ULTIMATE FLORIDA COASTAL LIFESTYLE—WHERE EVERY DAY FEELS LIKE A VACATION.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Ranch
- Year Built: 1977
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,086
- Acreage: 0.14
- Est. Taxes: $5,163
- Lot Desc: Flood Insurance Required, FloodZone, Near Marina, Near Public Transit, Street Dead-End
- View: Pool, Water
- Water Front: Yes
- Pool: Gunite, Heated, In Ground, Lighting
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8442204
- Days on Market: 204 days
- Website: https://www.raveis.com
/prop/TB8442204/4984cedarbrooklane_hernandobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Richard and Lisa MathesonSales Associates
248.687.9443
MathesonTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4984 CEDARBROOK LANE, Hernando Beach, FL, 34607
$465,000
Richard and Lisa Matheson
Sales Associates
William Raveis Real Estate
Phone: 248.687.9443
MathesonTeam@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,290 | $2,382 | $3,114 |
| Total Monthly Payment | $2,795 | $2,887 | $3,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388