4181 DIAZ COURT, Hernando Beach, FL, 34607 | $235,000

Under contract-accepting backup offers. DIRECT GULF ACCESS waterfront lot with SEAWALL on a DEEP WATER CANAL in the heart of charming HERNANDO BEACH! This 6, 000 SF (60x100) homesite offers the perfect opportunity to build your DREAM COASTAL RETREAT with quick boating access to the open Gulf. Whether you envision a full-time residence, vacation getaway, or investment property, this lot provides the ideal setting for the ultimate FLORIDA WATERFRONT LIFESTYLE.
R1B zoning allows for a SINGLE-FAMILY HOME only (no mobile homes permitted). There is NO HOA, NO deed restrictions, and NO short-term rental restrictions, offering flexibility and freedom rarely found in waterfront communities. There is also NO required timeline to build, allowing you to secure your slice of paradise now and build when you're ready.
Water, sewer, and electric are available at the street and can be connected to the future home. Property is located in a flood zone, so any new construction will need to be elevated. Docks are permitted and can be installed even without a home currently on the property. Please note this is NOT an RV lot and living in an RV on the property is not permitted.
Enjoy everything Hernando Beach has to offer, from boating, fishing, kayaking, and paddleboarding to nearby waterfront restaurants with live music and entertainment. Just minutes from Weeki Wachee Springs State Park, where you can experience crystal-clear springs, kayaking adventures, and Florida’s natural beauty. Conveniently located near shopping, dining, and local attractions while still offering a peaceful coastal atmosphere away from the city hustle.
Lot lines shown in aerial photos are approximate. Land financing options are available. Property is located on the left side of the road before 4187 Diaz Ct.

Features

  • Lot Size: 60 x 100
  • Lot Desc: In County, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • MLS#: TB8442200
  • Days on Market: 210 days
  • Website: https://www.raveis.com
    /prop/TB8442200/4181diazcourt_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 1:33:41 PM)

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NMLS Mortgage Loan Originator ID 1500191

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4181 DIAZ COURT, Hernando Beach, FL, 34607

$235,000

Deirdre Blake

Sales Associate

William Raveis Real Estate

Phone: 781.820.4681

Deirdre.Blake@Raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,142 $1,187 $1,561
Total Monthly Payment $1,217 $1,262 $1,636

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.