196 1ST STREET W, Tierra Verde, FL, 33715 | $989,000

Major Price Improvement - Over 100K -Welcome to Island Living in Tierra Verde — where this home remained high and dry through the 2024 storms.
This beautifully updated 2600SqFt 4-bedroom, 3-bath residence delivers the perfect balance of coastal elegance and modern luxury. Step inside to an expansive open floor plan featuring new luxury flooring, plantation shutters, and crown molding throughout.
The stunning eat-in kitchen serves as the heart of the home, complete with quartz countertops, GE Monogram oversized refrigerator, built-in wine fridge, built-in ice maker, touchless faucet, a custom coffee bar, and an abundance of storage cabinetry throughout. The spacious living and dining areas flow seamlessly into a versatile Florida bonus room—perfect for a den, home gym, office, or playroom—complete with a wood burning fireplace.
Your oversized primary suite features dual walk-in closets and a beautifully updated en suite bath. Additional upgrades include a newer roof (2017), newer A/C (2018), upgraded attic insulation to R-45 and full A/C duct system (2024), added in-ceiling LED lighting throughout, hurricane-rated garage door, Custom built-in garage cabinets with a significant amount of storage, new durable finished twilight epoxy garage flooring, privacy fencing, and a paved circular driveway for easy parking and guest access.
Enjoy the outdoors on your inviting 32' front porch or escape to your private backyard oasis with a tranquil low-maintenance zen rock garden, soothing fountain, 6-person heated spa and outdoor shower.
All just minutes to award-winning Ft. De Soto Beach, popular restaurants, and with quick access to Tampa & Sarasota — this home offers luxury, comfort, and prime coastal living all in one.

Features

  • Amenities: Park, Pickleball Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1964
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,670
  • Acreage: 0.19
  • Est. Taxes: $13,022
  • Lot Desc: Flood Insurance Required
  • Elem. School: Gulfport Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8442405
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /eprop/TB8442405/1961ststreetw_tierraverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 5:47:07 PM)
Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC   Phone: 727-584-8480

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

196 1ST STREET W, Tierra Verde, FL, 33715

$989,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $791,200 $791,200 $791,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $1,085 $1,085 $1,085
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,555 $4,744 $6,623
Total Monthly Payment $5,732 $5,921 $7,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.