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Presented by
Lorraine Normann |
This Colonial Single-family home had been completely remodeled from the studs up and meticulously maintained thereafter. Boosting two generous sized bedrooms, two full bathrooms, and a family room that can make a third bedroom if needed. From your veggies garden in the back yard, to family barbecues on the side patio, this house offers a great condo or rental alternative option. Providing extra storage room adjacent to the one car garage. Enclosed front porch, Granite counter tops on the fully SS appliances to be left as gift to buyer along with 85" TV on the family room. Washer and dryer in basement is also included in the sale. Nestled at end of the street next to the Saugus/Lynn bay-pass. This home is a gem for those looking for a move-in ready and nothing to be done property. Come and make it yours before end of the year. "THIS IS A MUST SEE"
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Remodeled | Second |
| Dining Room | Exterior Access, High Speed Internet Hookup, Open Floorplan | Main,First |
| Kitchen | Closet, Flooring - Laminate, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Stainless Steel Appliances, Gas Stove | Main,First |
| Living Room | Recessed Lighting | First |
| Master Bedroom | Closet | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
Sales Associate
William Raveis Real Estate
Phone: 914.388.3125
Lorraine.Normann@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $383 | $383 | $383 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,319 | $2,446 | $3,177 |
| Total Monthly Payment | $2,777 | $2,904 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.