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Experience the charm of this beautifully renovated farmhouse on Cold Spring Road, where a spacious wraparound porch, a sprawling backyard, and an adorable pond welcome you home. Original character has been preserved with exposed hand-hewn beams—a thoughtful nod to the home’s history that pairs perfectly with all of the updates. The open-concept living area on the main floor includes a well-equipped kitchen, a large dining room, a breakfast nook that leads out to the stone patio, and a cozy living room. A hidden door off the kitchen leads to a large pantry/laundry room and a luxurious bathroom featuring a soaking tub. All three bedrooms are upstairs including a spacious primary with its very own ensuite. The bonus attic provides a versatile space for storage, exercise, office or studio! Set on nearly two tranquil acres, this property is perfect for hosting unforgettable gatherings. You can easily enjoy all the beauty this area has to offer with an expansive stone patio, a spring-fed pond with a deck and bar, a fenced-in garden space, and a large fire pit area for fun nights under the stars. This home is under 15 mins to the Neversink Unique Area with over 6, 500 acres to explore, including many waterfalls and creeks. It’s also only 90 mins from the George Washington Bridge, and is a great jumping off point for exploring all of the fun destinations in the area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,789 |
| Total Monthly Payment | $3,075 | $3,187 | $4,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.