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Presented by
Chaz Koch |
Experience marsh-front living in this stunning new construction home by MasterCraft Builder Group, nestled in the picturesque community of Istoria. This one-story Low-Country home features a spacious owner's suite, open great room, bonus room, and a butler's pantry/messy kitchen. Thoughtful details include 10' ceilings, smooth walls, solid-core doors, a cozy fireplace, and hardwood floors in main living areas. The gourmet kitchen offers Frigidaire appliances, Corian quartz countertops, soft-close dovetail drawers, double-stacked cabinets, and an oversized pantry with space for a second refrigerator. All appliances, including washer and dryer, are included. Enjoy the large covered lanai with breathtaking marsh views. Istoria offers a community kayak launch, gazebo, low HOA, and no CDD fees—all in a serene setting along the Tolomato River, just minutes from the beach, historic St. Augustine, and an easy commute to Jacksonville. Estimated completion mid March.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
Sales Associate
William Raveis Real Estate
Phone: 860.575.4962
Chaz.Koch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.787% |
| Monthly Tax Payment | $158 | $158 | $158 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,197 | $4,435 | $6,260 |
| Total Monthly Payment | $4,447 | $4,685 | $6,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.