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Presented by
Marshall + Ostop Team |
104 FLORADANDY Road, Hawthorne, FL, 32640 | $45,900
Bundle of two adjacent parcels totaling ˜1. 94 acres on a paved, corner lot with power at the road. Enjoy quiet country living near Hawthorne's lakes with easy access to Gainesville and Palatka. Future possibilities could include an income-earning accessory dwelling or in-law suite as well along with the primary home. The ˜1. 19-acre parcel is the primary build area and has a FEMA Letter of Map Amendment (LOMA) removing the homesite from the Special Flood Hazard Area (parcel otherwise maps to Zone A). The ˜0. 75-acre parcel is Flood Zone X with just over half of the parcel being buildable—suited for additional yard, trails, or future improvements (buyer to verify). Zoning: R-2 Residential (buyer to confirm; mobile/manuf or site-built typically permitted). Electric: power pole & meter base on site; service not connected. Water/Sewer: well & septic to be verified by buyer. Buyer to verify setbacks, flood/wetlands, and permitting with Putnam County and the Health Dept.
Features
- Lot Desc: Agricultural, Corner Lot, Wooded
- View: Pond, Trees/Woods
- MLS#: 2115327
- Days on Market: 125 days
- Website: https://www.raveis.com
/prop/2115327/104floradandyroad_hawthorne_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Marshall + Ostop TeamSales Associates
860.748.1845
MarshallOstop@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
104 FLORADANDY Road, Hawthorne, FL, 32640
$45,900
Marshall + Ostop Team
Sales Associates
William Raveis Real Estate
Phone: 860.748.1845
MarshallOstop@raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $36,720 | $36,720 | $36,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $206 | $220 | $295 |
| Total Monthly Payment | $281 | $295 | $370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388