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This beautifully updated two-bedroom, two-bathroom home is located in the desirable Bay Lake Estates neighborhood—just five minutes from Anna Maria Island and Florida’s stunning Gulf beaches.
The home has been completely renovated inside and out, featuring a brand-new roof and fresh exterior paint. Inside, you’ll find brand-new wood-plank porcelain tile flooring throughout, new baseboards, re-textured and painted ceilings, and freshly painted walls.
The kitchen has been fully remodeled with all-new soft-close cabinets and drawers, quartz countertops, stainless steel appliances, and a floating island with a stainless steel top. Both bathrooms have been completely updated with new valves, toilets, shower tile, and vanities. Each closet in the home includes custom modular shelving for optimal organization.
Natural light fills every room, highlighting breathtaking views of the lake out back—home to a variety of local wildlife, including bald eagles, ospreys, ibises, rails, limpkins, herons, egrets, ducks, geese, turtles, and even juvenile sharks and tarpon. Enjoy these views from the brand-new screened-in porch, the perfect place to relax and take in the tranquil surroundings.
Additional upgrades include fresh blown-in R-19 insulation, a complete A/C system clean-out for peak performance, new soffits and fascia, a whole-house gutter system, fresh landscaping, and more.
Bay Lake Estates offers convenient, maintenance-free living with community dues covering lawn care and irrigation, for the low monthly fee of $196. This move-in-ready home combines modern updates, serene water views, and proximity to Anna Maria Island’s best beaches, restaurants, shopping, and activities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,971 | $2,108 | $2,806 |
| Total Monthly Payment | $2,195 | $2,332 | $3,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.