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Presented by
Suzanne Jackson |
A home that looks and feels straight out of Southern Living Magazine - 1 W Bluff is effortlessly elegant & beautifully curated at every turn. Tucked along one of Habersham's most picturesque & highly desired areas, this beautifully crafted Front Light Build blends timeless Lowcountry charm with thoughtful modern design. Slow down & enjoy the breezes off the Broad River from your front porch, with the aesthetic & functional upgrade of built-to-last brick steps. Throughout the home, upgraded trim work & tall ceilings make every room feel expansive & refined. The main level boasts soaring 12-foot ceilings, gorgeous diagonal wood floor made from Shaw Natchez Hickory in a parchment tone, & an expansive open floor plan. Large windows offer plenty of Natural Light. Custom tongue-and-groove details, & Grass Cloth Wallpaper in the powder room add Texture & Sophistication. Upstairs, 10-ft ceilings, maintaining that open, airy feel throughout the home. The Spacious Kitchen is a Showpiece, anchored by Honed & Polished Granite Counters, Antique Italian Lighting, & a generous pantry. A built-in office nook or flexible workspace & Extra Storage Closet are both off Kitchen. Out back, a private screened porch opens to the fenced courtyard, perfect for quiet mornings or entertaining. There's no lawn to mow here, minimal-maintenance outdoor areas give you more time to enjoy your free time. Detached 1-Car Garage & 1-Carport. A Major Bonus is the Finished Shed with insulation, wood-paneled walls, & HVAC - Versatile Options for a studio, office, or creative retreat. (Shed not included in overall SqFt count). This home is not only stylish & functional, it's also efficient, featuring a Rinnai tankless water heater & HVAC system divided into 2 zones, controlled with a smart thermostat. Metal Roof is a longer lasting roof type in this climate. Dishwasher, Refrigerator, & HVAC Compressor have all been updated since build. (HVAC Compressor new in 2026). Upstairs, the serene primary suite offers a walk-in closet with the laundry room close by. Two additional bedrooms & a 2nd full Bathroom are also upstairs. A large, spray-foamed attic provides plenty of temperature-controlled storage. Crawl Space is also spray foamed. Low maintenance, beautifully built, and rich with Southern character, this Habersham home captures the best of Beaufort living. Habersham is an Award-Winning Coastal Living & Southern Living Community with Luxury Amenities for an Affordable HOA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
Sales Associate
William Raveis Real Estate
Phone: 860.983.4796
Suzanne.Jackson@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.145% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,260 | $4,437 | $6,096 |
| Total Monthly Payment | $4,352 | $4,529 | $6,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.