203 BAY DRIVE N, Bradenton Beach, FL, 34217 | $4,995,000

A rare opportunity to own one of the most impressive bayfront estates on Anna Maria Island, where panoramic water views, refined coastal architecture, and island living come together in a truly unforgettable setting. This exceptional 8 bedroom, 8. 5 bath home offers more than 3, 500 sq ft of luxury living directly on the bay in Bradenton Beach, delivering an unmatched combination of elevated modern design, premium construction, and the quintessential Island lifestyle. Floor-to-ceiling windows showcase sweeping open-water views and bring natural light into the spacious living and dining areas, while the gourmet kitchen features quartz countertops, custom cabinetry, high-end appliances, and a large entertaining island ideal for gathering with family and guests. Multiple balconies and outdoor living spaces create a seamless indoor-outdoor flow, capturing sunrise views over the bay and cooling sea breezes throughout the day.

The outdoor experience is resort-like, with a private pool overlooking the water, generous covered seating areas for shaded relaxation, and direct waterfront access for paddleboards or boating enjoyment. A rooftop deck provides dramatic panoramic views of the Intracoastal and skyline, making it an unforgettable setting for sunset evenings and waterfront entertaining. The property is topped with a metal roof and built to modern coastal standards for durability and peace of mind.

Each of the eight bedrooms is designed as an en-suite or semi en-suite, offering exceptional comfort and privacy for guests. The layout accommodates large families and group gatherings with ease, while still feeling private and thoughtfully planned. An elevator makes moving between floors effortless for residence and guests. Currently operated as a luxury vacation rental with strong income history and bookings in place, the home offers both exceptional lifestyle appeal and proven rental performance.

Situated on one of the most desirable stretches of Bradenton Beach, this residence embodies the reason waterfront ownership on Anna Maria Island is so sought-after — a rare opportunity to live directly on the bay while being just a few blocks from the Gulf shoreline, island dining, beach markets, boutique shopping, and the relaxed coastal character that defines life on AMI.

Features

  • Rooms: 4
  • Bedrooms: 8
  • Baths: 8 full / 1 half
  • Lot Size: 50 x 130
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,500
  • Acreage: 0.15
  • Lot Size: 50 x 130
  • Est. Taxes: $48,693
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Bayshore High
  • Pool: Gunite, Heated, In Ground
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4669703
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/A4669703/203baydriven_bradentonbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2025 12:36:55 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-758-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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203 BAY DRIVE N, Bradenton Beach, FL, 34217

$4,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,996,000 $3,996,000 $3,996,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.259% 5.972%
Monthly Tax Payment $4,058 $4,058 $4,058
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $23,003 $24,280 $33,183
Total Monthly Payment $27,186 $28,463 $37,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.