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2016 Hinman Settler Road, Derby, VT, 05829 | $374,500
Move right in and start enjoying everything this property has to offer! With major updates already done—including a brand-new roof on both the house and garage (July 2025), and fresh stone in the driveway. You can focus on making it your own, not fixing it up. Perfect for first-time buyers, this 3-bedroom ranch sits on 6. 3 acres, giving you the space and freedom you’ve been looking for. The single-level layout offers easy living, with a bright kitchen and dining area that opens directly onto the deck, ideal for summer BBQs or relaxing evenings outdoors. Step outside and enjoy your own private retreat. Whether it’s cooling off in the above-ground pool, entertaining at the outdoor bar, or unwinding around the fire pit, this property is set up for making the most of every season. Trails throughout the woods add even more opportunity for walking, riding, or simply exploring your land. The detached heated garage is a huge bonus, perfect for vehicles, storage, or hobbies. Inside, the primary bedroom features a walk-in closet and half bath, with plumbing already in place to easily add a shower or tub. The main full bath includes laundry hookups for convenient first floor living. Need more space? The walkout basement is ready for your ideas, family room, home gym, playroom, or more. All this just minutes from town, with easy access to schools, shopping, and I-91—offering the perfect balance of privacy and convenience.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1986
- Garage: 3-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Concrete,Daylight,Full,Insulated,Interior Stairs,Storage Space,Unfinished,Walkout,Exterior Access,Basement Stairs
- Approx Sq. Feet: 1,586
- Acreage: 6.3
- Est. Taxes: $3,447
- Lot Desc: Country Setting,Landscaped,Level,Open,Recreational,Walking Trails,Wooded,Rural
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Derby School District
- MLS#: 5067471
- Website: https://www.raveis.com
/prop/5067471/2016hinmansettlerroad_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Listing courtesy of Flex Realty Phone: 802-399-2860
Listing Agent: Kristianne Dwinell
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2016 Hinman Settler Road, Derby, VT, 05829
$374,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,600 | $299,600 | $299,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,918 | $2,508 |
| Total Monthly Payment | $2,207 | $2,280 | $2,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484