1860 N FORT HARRISON AVENUE, #106, Clearwater, FL, 33755 | $825,000

Under contract-accepting backup offers. Presenting a rare opportunity to own an exceptional waterfront condominium at 1860 N Fort Harrison Ave #106, Clearwater, FL — where elegance meets the natural beauty of Old Clearwater Bay. This FURNISHED 3-bedroom, 2. 5-bath residence spans 2, 512 square feet of meticulously crafted space designed for refined coastal living. From the moment your private elevator opens directly into the foyer, you’re welcomed into an ambiance of exclusivity and quiet luxury.

Step inside and be greeted by soaring ceilings, polished travertine floors, and custom quartz surfaces that exude sophistication at every turn. The gourmet kitchen seamlessly blends form and function, opening to an expansive great room framed by glass doors that lead to your private balcony — the perfect vantage point for breathtaking sunsets over the bay.

The primary suite is a sanctuary unto itself, featuring an en suite bath and generous walk-in closets. Two additional bedrooms offer flexibility for hosting guests or creating a serene workspace. A two-car garage and access to the private pool area add ease and exclusivity to daily living.

Situated just moments from Clearwater’s vibrant downtown, acclaimed beaches, and fine dining, this home represents the pinnacle of waterfront elegance. Designed for those who appreciate craftsmanship, privacy, and unparalleled views, this is more than a residence — it’s a lifestyle. Schedule your private tour today and experience luxury redefined on the bay.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Lobby Key Required, Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: VILLA DEL MAR OF CLEARWATER CONDO
  • Year Built: 2005
  • Common Charge: $1,380 Monthly
  • Approx Sq. Feet: 2,512
  • Acreage: 0.19
  • Est. Taxes: $8,861
  • View: Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8441926
  • Days on Market: 126 days
  • Website: https://www.raveis.com
    /prop/TB8441926/1860nfortharrisonavenue_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/19/2026 12:17:07 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-908-8788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1860 N FORT HARRISON AVENUE, #106, Clearwater, FL, 33755

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.235% 6.058%
Monthly Tax Payment $738 $738 $738
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,904 $4,010 $5,525
Total Monthly Payment $4,734 $4,840 $6,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.