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Discover coastal luxury living on the fifth floor of Tower 8 at The Towers at Ponce Inlet. This spectacular two-bedroom, two-bath oceanfront residence includes an office nook with built-in bookshelves and an enclosed lanai offering flexible living space, ideal for a den, morning coffee retreat or sunset relaxation. The heart of the home is a large kitchen with extended counter space and a breakfast bar, seamlessly flowing into the open family and dining area. Go out onto your private balcony, accessible from the main bedroom and family room, and take in refreshing ocean breezes and breathtaking sunrises over the Atlantic Ocean. The main suite features a garden tub and separate shower, while the guest bedroom is conveniently adjacent to the hall bath. A spacious laundry room with wall cabinets and a front storage area for beach gear ensures easy organization. Recent upgrades include a new $14, 000 HVAC system and luxury vinyl plank flooring. Residents of Tower 8 enjoy resort-style amenities: a clubhouse, oceanfront pool and spa, fitness center, secure key entry, and underground parking. Pets are welcome (up to two), short-term rentals are allowed (one-month minimum), and electric storm shutters offer peace of mind. Set along the No Drive section of the pristine Ponce Inlet beach, this peaceful location is just moments from iconic Ponce Inlet Lighthouse, scenic jetty and dog-friendly beach. Savor coastal dining at local favorites like Down the Hatch and Hidden Treasure Rum Bar & Grill, or explore the 41-acre Ponce Preserve, offering walking trails, kayaking, fishing, and glimpses of Old Florida’s natural beauty. Close to championship golf at LPGA International and Cypress Head, and only a short drive to Daytona International Speedway, this residence perfectly blends luxury, leisure and location. Furniture negotiable. Welcome to your oceanfront oasis!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $768 | $768 | $768 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,953 | $3,114 | $4,146 |
| Total Monthly Payment | $3,813 | $3,974 | $5,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.