281 Garth Road, #C3D, Scarsdale, NY, 10583 | $145,000

Delightful Studio in Doorman Building – Garth Manor - Low Monthly Maintenance of $492/month - includes heat & hot water! Welcome to this bright and spacious 3rd floor studio located in the highly sought-after Garth Manor, one of the few luxury doorman buildings on coveted Garth Road. Perfectly situated just minutes from Scarsdale Village and the Metro North train station—offering a quick 30-minute commute to Grand Central Station—this home combines comfort, convenience, and charm. Step inside to discover an airy open-concept living and dining area filled with natural light from windows, highlighting the parquet wood floors. There is a galley kitchen with plenty of cabinet storage, while the bath and dressing area provide thoughtful functionality with abundant closets offering excellent storage. Enjoy peaceful building courtyard with beautifully landscaped gardens featuring a tranquil garden fountain. Lobby is large and includes waterfall feature. Buiding Amenities include a 17-hour doorman, live-in superintendent, laundry on every floor, bike storage, and additional basement storage. Residents benefit from free street parking with a Town of Eastchester permit and have the option to join Town of Eastchester's Lake Isle Country Club, featuring pools, tennis courts, and an 18-hole golf course. The building also offers an updated lobby, reading/game room, and easy access to the Bronx River Pathway for walking, running, and biking. Conveniently located near shops, restaurants, and Bee-Line Bus routes (#66 to New Rochelle and #63G to White Plains), this studio offers a serene lifestyle with quick access to everything you need. Building & Purchase Requirements: Minimum Credit Score: 700 (no judgments, bankruptcies, or late payments); Maximum DTI: 35%; Minimum Down Payment: 20% & Maximum Financing: 80%; Post-Closing Reserves: Minimum six months of maintenance and mortgage combined Move right in and enjoy the best of Scarsdale living at Garth Manor!

Features

  • Parking: Assigned, Garage, On Street, Waitlist
  • Heating: Hot Water, Oil
  • Cooling: Wall/Window Unit(s)
  • Rooms: 2
  • Baths: 1 full
  • Laundry: In Hall, Laundry Room, Multiple Locations
  • Year Built: 1959
  • Approx Sq. Feet: 550
  • Acreage: 2.31
  • View: Neighborhood
  • Elem. School: Greenvale
  • Middle School: Eastchester Middle School
  • High School: Eastchester Senior High School
  • School District: Eastchester
  • Pets Allowed: No
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • MLS#: 928423
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/928423/281garthroad_scarsdale_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Julia B Fee Sothebys Int. Rlty   Phone: 914-725-3305

William Raveis Family of Services

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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281 Garth Road, #C3D, Scarsdale, NY, 10583

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.304% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $668 $705 $940
Total Monthly Payment $743 $780 $1,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.