9490 HARBOR GREENS WAY, #305, Seminole, FL, 33776 | $189,900

Located just 5 minutes from the beautiful Beaches of Pinellas County & minutes from shopping and dining choices at Seminole City Center Harbor Greens of Yacht Club Estates is a highly desirable Community surrounded by former Baypointe Golf course and is now tranquil green space known as the Baypointe Conservation Area. Enjoy walking or biking all the paved paths or just enjoying the view from the large screened in Balcony. This 2 bedroom 2 bath Unit features granite counters in the Kitchen, vinyl plank and tile flooring, and updated baths. There is a large storage unit under the building. This Active over 55 community hosts many activities and gatherings throughout the year. Monthly condo fees include cable & internet, so the only utility you’ll need to cover is electricity. The Milestone Report and SIRS Study have already been completed. Reserves are fully funded, and all assessments have been paid in full.

Features

  • Elevator: Y
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Park, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: HARBOR GREENS AT YACHT CLUB ESTATES
  • Year Built: 1981
  • Approx Sq. Feet: 1,200
  • Est. Taxes: $1,299
  • Condo Fee: $700 Monthly
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8441907
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/TB8441907/9490harborgreensway_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/12/2026 9:47:06 PM)

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

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Our Insurance Division:

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9490 HARBOR GREENS WAY, #305, Seminole, FL, 33776

$189,900

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,920 $151,920 $151,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.443% 5.668%
Monthly Tax Payment $108 $108 $108
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $887 $935 $1,231
Total Monthly Payment $1,070 $1,118 $1,414

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.