20551 Port DR, Estero, FL, 33928 | $239,900

Discover effortless coastal living in this beautifully renovated 2-bedroom, 1. 5-bath home nestled in Mariners Cove, a vibrant 55+ boating community along the scenic Estero River. From the moment you step inside, you’ll appreciate the bright, open layout enhanced by recessed LED lighting—offering both style and energy efficiency.
The kitchen is a true highlight, featuring quartz countertops, stainless steel appliances, custom cabinetry, under-cabinet lighting, and a spacious peninsula with a breakfast bar—perfect for entertaining or enjoying your morning coffee. An enclosed sunroom expands your living area, providing a comfortable space to relax or host guests year-round.
A durable metal roof extends over the home, carport, and sunroom, ensuring long-lasting quality and peace of mind. Additional features include an in-home laundry area and attached carport for convenience.
Residents of Mariners Cove enjoy exceptional amenities including a screened community pool, clubhouse, shuffleboard courts, and direct Gulf access via the private boat ramp on the Estero River. Optional boat docks and lifts are available for those eager to fully embrace the waterfront lifestyle. Best of all, you own the land in this low-fee HOA community.
Every detail of this renovation was done with care and full permitting through the Village of Estero. A 4-point inspection has been completed and passed, and the property sustained no hurricane damage. This property sits high and dry, positioned above the flood plain as verified by Lee County Engineers, this home also comes with a full 1-year warranty for added peace of mind.
Don’t miss your opportunity to own a piece of paradise and enjoy carefree living in this sought-after community!

Features

  • Building Design: Manufactured
  • Amenities: Clubhouse,Common Laundry,Community Boat Lift,Community Boat Ramp,Community Gulf Boat Access,Community Pool,Community Room,Fishing Pier,Hobby Room,Internet Access,Library,Pickleball,Shuffleboard
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: 1 Story/Ranch
  • Development: MARINERS COVE
  • Year Built: 1972
  • Garage: 0.00
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 900
  • Acreage: 0.07
  • Est. Taxes: $1,271
  • Master HOA Fee: $131
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Boating,Mobile/Manufactured,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Lift,Boat Ramp
  • Pet Policy: Not Allowed
  • MLS#: 225077021
  • Website: https://www.raveis.com
    /prop/225077021/20551portdr_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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20551 Port DR, Estero, FL, 33928

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $106 $106 $106
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,090 $1,166 $1,555
Total Monthly Payment $1,271 $1,347 $1,736

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.