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5232 STEPHS FIELD STREET, St. Cloud, FL, 34771 | $421,990
WOW! This home qualifies for 100% financing!! Call to inquire. Stunning New Construction Home – Move-In Ready! Welcome to your dream home! This brand-new Yellowstone model offers the perfect combination of style, comfort, and convenience. Located just minutes from Lake Nona, Medical City, The VA, Nemours Children’s Hospital, top-rated schools, and vibrant shopping areas, this home is ideally situated for both work and play. Step inside and be wowed by the expansive open floor plan, filled with natural light and an awe-inspiring 26-foot high foyer that makes a grand first impression. The gourmet kitchen is a chef’s delight, featuring a chic herringbone backsplash, sleek granite countertops, 42-inch white cabinetry, and premium stainless-steel Whirlpool appliances – all designed with both functionality and elegance in mind. Rich wood plank tile floors flow seamlessly throughout the entire downstairs, creating a warm and inviting atmosphere. The spacious master suite, conveniently located on the main floor, is bathed in sunlight and provides a peaceful retreat. Energy-efficient features, including spray foam insulation and cutting-edge energy-saving technology, ensure that your new home is as economical as it is beautiful—drastically reducing utility bills. This home won’t last long! Call today to schedule a showing and experience firsthand what makes this property so special. Don’t miss the opportunity to make this your forever home!
Features
- Amenities: Park, Playground, Pool
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Year Built: 2022
- Garage: 2-car Garage Door Opener, Off Street
- Heating: Central, Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 2,468
- Acreage: 0.15
- Est. Taxes: $4,881
- HOA Fee: $110 Monthly
- Lot Desc: City Lot, Level, Sidewalk
- Elem. School: Narcoossee Elementary
- Middle School: Narcoossee Middle
- High School: Harmony High
- Pet Policy: Breed Restrictions, Dogs OK, Size Limit
- Appliances: Dishwasher, Disposal, Range, Range Hood
- MLS#: O6293539
- Days on Market: 213 days
- Website: https://www.raveis.com
/prop/O6293539/5232stephsfieldstreet_stcloud_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5232 STEPHS FIELD STREET, St. Cloud, FL, 34771
$421,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $337,592 | $337,592 | $337,592 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $407 | $407 | $407 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,943 | $2,051 | $2,736 |
| Total Monthly Payment | $2,425 | $2,533 | $3,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388