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1412 CYPRESS AVENUE, St. Cloud, FL, 34769 | $389,000
**MARKET PRICE ADJUSTMENT** Enjoy the landscaped walkway to your new front patio with custom wood ceiling and plenty of sitting space which is a wonderful place to relax. This lovely 3-bedroom, 3-bathroom home with detached Workshop/Office is located 2 blocks from the Saint Cloud Lakefront Park. Once you walk through the front door into the foyer, you'll be pleasantly surprised by the spacious layout. There is a formal dining area off to the side that accesses the kitchen and offers a walk in closet storage area. The kitchen was recently updated and boasts a passthrough window to the backyard, solid wood cabinets, granite counter tops and newer appliances! The custom Built-In dinette area is perfect for those holiday get togethers and family dinners. Head through the living area to the Family room that showcases a projector AND screen to watch your favorite movie or Sport game. The hallway adjacent from living room accesses all 3 bedrooms, and a full guest bathroom. The Master bedroom with dual closets and bathroom en suite with walk-in shower is fit for a king! The adorable utility area with shelving sits just off of the kitchen and leads to the garage where you will find 1 of the bathrooms. The dinette area leads out to the rear wooden deck covered patio and opens to the fenced in backyard with firepit, detached block Workshop/Office. The Workshop/Office offers electricity, window unit A/C and was recently drywalled. There is an outdoor covered Grill area that is perfect spot for the BBQ Grill or Smoker. But wait, there is still so much more! In 2020 the A/C, Roof and Storm/Hurricane proof windows were installed. If that didn't do it for you then how about in PAID OFF Solar Panels AND the plumbing replaced in 2026! The fenced backyard features a garden with a well for irrigation and a fire pit for those chilly winter night. Schedule your showing today and live within a short distance of gorgeous sunrises and sunsets, a sandy lakefront beach, 4 miles of walking paths, 2 piers, a marina and restaurant at the Saint Cloud Lakefront.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 100 x 150
- Laundry: Inside, Laundry Room
- Year Built: 1973
- Garage: 1-car
- Heating: Central
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 2,056
- Acreage: 0.34
- Lot Size: 100 x 150
- Est. Taxes: $7,532
- Lot Desc: Flood Insurance Required, FloodZone, City Lot, Near Marina
- View: Trees/Woods
- Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
- MLS#: S5137145
- Days on Market: 200 days
- Website: https://www.raveis.com
/prop/S5137145/1412cypressavenue_stcloud_fl?source=qrflyer
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOL Phone: 407-698-4663
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1412 CYPRESS AVENUE, St. Cloud, FL, 34769
$389,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,993 | $2,605 |
| Total Monthly Payment | $2,619 | $2,696 | $3,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388