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Set on three-quarters of an acre in the heart of Gulf Stream, Palm Beach County's most exclusive seaside enclave, this classic Bermuda-style estate is a rare and remarkable offering that exudes character, privacy, and sophistication at every turn. The residence is offered primarily furnished. Surrounded by lush bougainvillea, mature palms, and manicured gardens, the property offers a tranquil retreat just moments from the ocean and Gulf Stream's private beach access, located only a few blocks away. Meticulously updated, the residence reflects timeless architecture and refined living; the kind of home that feels both significant and enduring. With over 6, 000 square feet under air and more than 8, 400 total square feet, the estate intimate retreats, and seamless indoor-outdoor flow. intimate retreats, and seamless indoor-outdoor flow. Main Residence A gracious foyer sets the tone for the home's inviting elegance, leading to an expansive living room that overlooks the pool, gardens, and waterway beyond. The wood-paneled library/den provides a warm and distinguished setting for work or relaxation, while the formal dining room captures garden views and overlooks the covered loggia, perfect for gatherings and alfresco entertaining. The renovated kitchen is a showpiece - spacious and welcoming with vaulted wood-beamed ceilings, custom cabinetry, fine finishes, and a full suite of premium appliances. Adjacent family and breakfast areas blend comfort and functionality, ideal for casual living. Upstairs, the primary suite commands sweeping views of the pool, grounds, and water, featuring dual bathrooms and closets. A private three-bedroom guest wing includes its own living room and entrance, offering a perfect setup for family or extended guests. Guest House & Grounds A separate guest house with a large living room and bedroom enhances the estate's versatility, creating a serene space for guests, staff, or an additional office. Outdoors, the 75-foot lap pool, spa, and covered lounging areas are enveloped in tropical landscaping and vibrant bougainvillea, creating a sense of calm and privacy. The property features 50 feet of waterfront with private dockage, a three-car garage, outdoor shower, generator, custom mechanical room, and a circular motor court with ample parking. The Essence of Gulf Stream Living Located on one of Gulf Stream's most prestigious streets, 3580 Polo Drive captures the essence of timeless coastal living; elegant yet comfortable, private yet connected, and imbued with the charm and beauty that define South Florida's most coveted community. Close to the ocean, this exceptional property stands as one of Gulf Stream's true legacy estates. All images and visual materials associated with this property, including AI generated images, virtually staged photos, edited images, artist conceptual renderings, maps, site plans, floor plans, and other graphics, are provided solely for illustrative purposes. These representations may not accurately reflect current conditions and are subject to change without notice. No representations or warranties are made regarding the accuracy or completeness of these visual materials. Buyers should not rely solely on these materials and are responsible for independently verifying all property details.
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $7,000,000 | $7,000,000 | $7,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.183% |
| Monthly Tax Payment | $6,483 | $6,483 | $6,483 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $41,969 | $43,100 | $59,070 |
| Total Monthly Payment | $48,577 | $49,708 | $65,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.