20 Hydelor Avenue, Prospect, CT, 06712 | $429,900

Charming and spacious multi-level home with over 2, 700 sq. ft. on 1. 69 acres. Built in 1830 with two wings added in the past 55 years, blending classic charm and modern function. Main level offers a kitchen with center island, formal dining room with hardwood floors, large family room with propane stove and sliders out to patio, living room with wood burning stove and also has sliders to patio, plus one bedroom and an updated full bath. The split level features three bedrooms with a walk-in closet and plenty of storage. Upper level includes two additional bedrooms, a remodeled full bath, and a walk-in attic for extra storage. Oversized garage, fenced yard with stone walls, garden areas and shed, offering plenty of room to play sports, enjoy the outdoors or host gatherings. Updates include a new well tank, hot-water heater, oil tank, and gutters with leaf guards. Needs a little TLC and sold as-is. Convenient to Route 8, I-84, and the Merritt Parkway.

Features

  • Rooms: 10
  • Bedrooms: 6
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Cape Cod
  • Year Built: 1830
  • Garage: 1-car Under House Garage
  • Heating: Baseboard,Radiator
  • Cooling: Ceiling Fans
  • Basement: Full,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 2,740
  • Acreage: 1.69
  • Est. Taxes: $5,278
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • High School: Woodland Regional
  • Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24134898
  • Website: https://www.raveis.com
    /prop/24134898/20hydeloravenue_prospect_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Wall/Wall Carpet10.0 x 11.0Main
Bedroom 2 Ceiling Fan,Wall/Wall Carpet10.0 x 11.0Other
Bedroom 3 Ceiling Fan,Wall/Wall Carpet9.0 x 11.0Other
Bedroom 4 Ceiling Fan,Wall/Wall Carpet11.0 x 15.0Other
Bedroom 5 Hardwood Floor13.0 x 13.0Upper
Dining Room Hardwood Floor11.0 x 12.0Main
Family Room Bay/Bow Window,Sliders,Hardwood Floor17.0 x 23.0Main
Full Bath Remodeled,Laminate Floor5.0 x 7.0Main
Full Bath Remodeled,Stall Shower,Laminate Floor5.0 x 8.0Upper
Kitchen Island,Laminate Floor11.0 x 17.0Main
Living Room Fireplace,Sliders,Hardwood Floor10.0 x 23.0Main
Primary Bedroom Wall/Wall Carpet14.0 x 15.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Bruce CampbellSales Associate

203.984.5227

bruce.campbell@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

20 Hydelor Avenue, Prospect, CT, 06712

$429,900

Bruce Campbell

Sales Associate

William Raveis Real Estate

Phone: 203.984.5227

bruce.campbell@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,899 $2,034 $2,742
Total Monthly Payment $2,414 $2,549 $3,257

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.