7013 FIVE OAKS DRIVE, Harmony, FL, 34773 | $729,900

NEW ROOF (2026) Seller will consider help with closing costs. Welcome to this nicely appointed 5 bedroom 6 full bathroom custom built pool home in Harmony FL! Have your family and friends stay over comfortably in the private mother-in-law suite over the garage, which includes brand new luxury vinyl flooring and paint (2025). It can also be leased out long term with prior HOA board approval for supplemental income. This home has a presidential shingle roof, travertine flooring throughout the main house and dark wood floors throughout the upstairs bedrooms and pool table room. Open the French doors upstairs and relax in a covered porch overlooking the golf course. Brand new AC system upstairs (2025), brand new matching appliances including an oven / microwave combo, fridge and dishwasher (2025), and newer water heater. New LED ceiling can lights in kitchen and select areas of house and apartment (2025). Work from home in the large downstairs office with French doors that open up to the covered front porch overlooking the golf course and pond. With the oversized garage with tall ceilings, keep your vehicles and toys out of the elements or use the room for extra storage. Enjoy being within walking distance to the local schools, restaurants, nature trails and the extra amenities Harmony has to offer.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 6 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Alley Access, Driveway, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,277
  • Acreage: 0.23
  • Est. Taxes: $13,527
  • HOA Fee: $150 Annually
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
  • MLS#: S5137342
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/S5137342/7013fiveoaksdrive_harmony_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 7:07:39 PM)
Listing courtesy of SELL-N-SAVE2   Phone: 407-709-1976

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7013 FIVE OAKS DRIVE, Harmony, FL, 34773

$729,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,920 $583,920 $583,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment $1,127 $1,127 $1,127
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,315 $3,497 $4,732
Total Monthly Payment $4,534 $4,716 $5,951

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.