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Don’t miss your chance to own this charming home in the desirable Town of Poughkeepsie, nestled within the top-rated Spackenkill School District. Perfectly updated and move-in ready, this home combines cozy living with modern conveniences — making it ideal for both relaxation and entertaining. Step inside to a bright and airy living room that flows effortlessly into the newly remodeled kitchen, featuring sleek stainless steel appliances and a dining area that opens up to a serene 3-season screened-in porch. From there, step out to your private backyard oasis — complete with a sparkling swimming pool, expansive deck, fire pit, and two handy storage sheds. All set on a fully fenced, level lot with breathtaking views and stunning sunsets. The main floor also includes two spacious bedrooms and a beautifully updated bathroom, providing comfort and style. Need more space? The finished lower level offers a flexible layout with a family/game room, dedicated office space, a second updated full bath, and a laundry/storage room. Plus, a one-car garage for extra convenience. With central air, town water/sewer, a new roof and chimney, and easy access to both the New Hamburg and Poughkeepsie Train Stations, this home is as practical as it is beautiful. Whether you’re relaxing by the pool, enjoying dinner in the dining room, or exploring the vibrant shops and restaurants along Route 9, this location has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $996 | $996 | $996 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,160 | $2,247 | $2,992 |
| Total Monthly Payment | $3,231 | $3,318 | $4,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.