26061 CONCEPCION DRIVE, Punta Gorda, FL, 33983 | $299,900

Spacious Deep Creek Home on an Oversized Lot! Welcome to this beautifully updated 3-bedroom, 2-bathroom, 2-car garage home nestled in the desirable, minimally deed-restricted, low HOA fees ($200 per year) community with water and sewer. Located on a quiet cul-de-sac, this property offers both privacy and a serene setting. Step inside and discover an open floor plan with a bright living room, cozy family room, and bonus Florida room that overlooks a beautiful oak tree backyard with patio and expansive greenbelt. Enjoy the upgraded kitchen, with newer cabinets, granite countertops, decorative backsplash and single bowl stainless sink. Other upgrades include the bathrooms, luxury vinyl plank flooring, paint, carpet and closet organization systems in all the bedrooms’ walk-in closets, roof NEW in 2023, and garage door 2024, combined with quality finishes, make this home move-in ready. The backyard is a true highlight, offering peaceful views and plenty of room for a pool or your favorite outdoor activities. Oversized garage and inside laundry closet or use the existing washer/dryer hookups in the garage to move the laundry back to its original location. Come live your best life in SW FL and take advantage of all the sunshine state has to offer with World Famous Fishing, Nature parks, Award-winning Golf Courses, and stunning beaches on the Gulf of Mexico! Conveniently located minutes from I-75, it is a quick 30-minute drive to Sarasota or Fort Myers. Charlotte County is home to the beautiful historic downtown Punta Gorda, Hilton Curio Sunseeker Resort and the Atlanta Braves and Tampa Bay Rays Spring Training Sports Parks! Don’t miss your opportunity to make this wonderful town YOUR hometown! **See Tour 1 for 3D Walk Through**

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 84 x 120 x 105 x 105
  • Laundry: Laundry Closet
  • Year Built: 1984
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,990
  • Acreage: 0.23
  • Lot Size: 84 x 120 x 105 x 105
  • Est. Taxes: $4,838
  • HOA Fee: $200 Annually
  • View: Park/Greenbelt
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7516756
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/C7516756/26061concepciondrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 10:17:07 PM)
Listing courtesy of RIVERSIDE REALTY SERVICES LLC   Phone: 941-613-6616

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26061 CONCEPCION DRIVE, Punta Gorda, FL, 33983

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,343 $1,437 $1,929
Total Monthly Payment $1,821 $1,915 $2,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.