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Welcome to your beautiful home in the peaceful Lake Deer community of Winter Haven! Built in 2020, this energy-efficient 3-bedroom, 2-bath home with a 2-car garage sits on a spacious corner lot and offers the perfect blend of modern upgrades and country tranquility.
Step inside and you’ll immediately notice the open-concept layout and attention to detail throughout. The kitchen is a chef’s dream featuring 52” upper cabinets with crown molding, soft-close doors, upgraded granite countertops, stainless steel appliances, and a large walk-in pantry. The home features luxury vinyl plank flooring throughout with carpet only in the primary suite for comfort.
The primary bedroom includes a huge walk-in closet and a spa-like en suite bath with double sinks and upgraded finishes. A custom laundry room off the garage adds convenience, while the garage itself offers pull-down attic stairs for extra storage.
Step outside to your fully fenced backyard—ideal for gatherings and relaxation—with a large yard and an above-ground pool to cool off on warm Florida days. The home also features solar panels for lower utility costs and long-term efficiency.
Located in a quiet, friendly community surrounded by rural charm yet close to major highways, shopping, and dining, this home truly offers the best of both worlds.
Come see why life at Lake Deer feels like home!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $249 | $249 | $249 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,499 | $1,604 | $2,122 |
| Total Monthly Payment | $1,823 | $1,928 | $2,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.