3210 ASH TERRACE, Sarasota, FL, 34237 | $295,000

Coastal Comfort with Serene Lake Views in Sarasota’s Resident-Owned 55+ Community - NO LOT LEASE! This beautifully maintained 2012 Palm Harbor 3-bedroom, 2-bathroom home sits on a desirable corner lot with a front-facing lake view, offering the perfect blend of comfort, style, and peace of mind with numerous recent updates. Enjoy tranquil mornings and relaxing evenings from the spacious raised front deck, perfectly positioned to take in the serene lake views. Located near the resident-only entrance and clubhouse with pool amenities, this home also features a semi-circle driveway with dual access points, providing convenient drive-through access, ample parking, and a covered carport for two vehicles. Step inside to a bright, open-concept living area highlighted by drywall and tray ceilings, creating an inviting sense of space. The luxurious kitchen showcases recessed lighting, tile-accent stove hood, tall cabinetry, a stainless-steel LG side-by-side refrigerator with bottom freezer, and GE range and built-in microwave. An indoor laundry area with full-size Frigidaire front-loading washer and dryer adds everyday convenience. The large primary suite features a king-size layout, walk-in closet, and a private ensuite bath featuring dual sinks and a tile-surround shower. The second bedroom comfortably fits a queen suite with walk-in closet, and the third bedroom offers flexibility for guests, hobbies, or an office. Thoughtful recent updates include: Elastomeric roof over (2022), Impact windows and exterior door (2022), HVAC (2020), Interior paint (2021–2022), Sewer line (2021), New faucets (2022), Perimeter pavers (2021), Gutters (2024), vapor barrier (2024), and carpet cleaned and stretched (2024). Carpet cleaned 12/12/25 and HVAC serviced 12/17/25. An attached shed provides convenient additional storage. Oakwood Manor is a vibrant, gated 55+ community spanning 90 acres, offering a wide range of amenities for just $190/month. Maintenance fee includes lawn care, cable TV, community pool, common ground upkeep, escrow reserves, plus more. The spacious clubhouse features a fitness room with pool table, library, pool table, commercial kitchen, event stage, and dance floor. Outdoors you’ll find a heated community pool with handicap ramp, hot tub, shuffleboard, putt-putt, shaded picnic areas, and more. Perfectly located next to the Legacy Trail and city-managed pickleball courts, just under 3 miles to downtown Sarasota and 6. 5 miles to the sandy shores of Lido Key Beach, with shopping and dining close by. Please note: Oakwood Manor does not permit pets or motorcycles. Don’t miss your chance to enjoy comfortable living in one of Sarasota’s most sought-after communities!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2012
  • Garage: Circular Driveway, Covered, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,188
  • Acreage: 0.12
  • Est. Taxes: $2,104
  • HOA Fee: $210 Monthly
  • Lot Desc: Corner Lot, City Lot
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: A4669714
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/A4669714/3210ashterrace_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/19/2026 5:36:57 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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3210 ASH TERRACE, Sarasota, FL, 34237

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.419% 5.668%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,377 $1,453 $1,913
Total Monthly Payment $1,627 $1,703 $2,163

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.