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Coastal Comfort with Serene Lake Views in Sarasota’s Resident-Owned 55+ Community - NO LOT LEASE! This beautifully maintained 2012 Palm Harbor 3-bedroom, 2-bathroom home sits on a desirable corner lot with a front-facing lake view, offering the perfect blend of comfort, style, and peace of mind with numerous recent updates. Enjoy tranquil mornings and relaxing evenings from the spacious raised front deck, perfectly positioned to take in the serene lake views. Located near the resident-only entrance and clubhouse with pool amenities, this home also features a semi-circle driveway with dual access points, providing convenient drive-through access, ample parking, and a covered carport for two vehicles. Step inside to a bright, open-concept living area highlighted by drywall and tray ceilings, creating an inviting sense of space. The luxurious kitchen showcases recessed lighting, tile-accent stove hood, tall cabinetry, a stainless-steel LG side-by-side refrigerator with bottom freezer, and GE range and built-in microwave. An indoor laundry area with full-size Frigidaire front-loading washer and dryer adds everyday convenience. The large primary suite features a king-size layout, walk-in closet, and a private ensuite bath featuring dual sinks and a tile-surround shower. The second bedroom comfortably fits a queen suite with walk-in closet, and the third bedroom offers flexibility for guests, hobbies, or an office. Thoughtful recent updates include: Elastomeric roof over (2022), Impact windows and exterior door (2022), HVAC (2020), Interior paint (2021–2022), Sewer line (2021), New faucets (2022), Perimeter pavers (2021), Gutters (2024), vapor barrier (2024), and carpet cleaned and stretched (2024). Carpet cleaned 12/12/25 and HVAC serviced 12/17/25. An attached shed provides convenient additional storage. Oakwood Manor is a vibrant, gated 55+ community spanning 90 acres, offering a wide range of amenities for just $190/month. Maintenance fee includes lawn care, cable TV, community pool, common ground upkeep, escrow reserves, plus more. The spacious clubhouse features a fitness room with pool table, library, pool table, commercial kitchen, event stage, and dance floor. Outdoors you’ll find a heated community pool with handicap ramp, hot tub, shuffleboard, putt-putt, shaded picnic areas, and more. Perfectly located next to the Legacy Trail and city-managed pickleball courts, just under 3 miles to downtown Sarasota and 6. 5 miles to the sandy shores of Lido Key Beach, with shopping and dining close by. Please note: Oakwood Manor does not permit pets or motorcycles. Don’t miss your chance to enjoy comfortable living in one of Sarasota’s most sought-after communities!
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Our Executive Mortgage Banker:
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,377 | $1,453 | $1,913 |
| Total Monthly Payment | $1,627 | $1,703 | $2,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.