|
Welcome to this exceptional custom-built residence by Ernie White Construction, ideally situated in the exclusive gated 55+ community of Lake James—one of Lakeland’s most sought-after developments. This two-bedroom plus office, two-bathroom home offers timeless craftsmanship, elegant upgrades, and a refined sense of comfort throughout. Formerly the model home and a Parade of Homes award winner, it was designed to impress from every angle, blending architectural detail with modern sophistication. As you arrive, the paver driveway, stone-clad entry, and three-car garage set the tone for the quality within. The home’s attractive façade and manicured landscaping create striking curb appeal, while the peaceful and private backdrop enhances its serene setting. Inside, you’ll find a home that is both luxurious and livable. Recent updates—including all-new engineered hardwood flooring, fresh exterior paint, brand new plantation shutters, and new designer light fixtures—bring a fresh, modern elegance to every room. The open layout is thoughtfully designed for both entertaining and everyday living, with a seamless flow between the living, dining, and kitchen areas. The chef’s kitchen is as functional as it is beautiful, featuring granite countertops, solid wood cabinetry, a two-tiered breakfast bar, updated stainless steel appliances, a spacious closet pantry and a butler's pantry. Whether you’re hosting a dinner party or enjoying a quiet morning coffee, this kitchen is the perfect centerpiece of the home. Sophisticated architectural details abound—from crown molding and arched windows to oversized baseboards, wainscoting, and decorative millwork. The three-panel sliding glass door opens wide to the screened-in and covered patio, creating an effortless indoor-outdoor living experience. From here, enjoy tranquil views —a private and picturesque retreat right in your backyard. A set of glass-panel French doors leads into the dedicated home office, providing a bright and versatile workspace that maintains privacy without sacrificing natural light. The primary suite is a spacious haven featuring a large walk-in closet and an elegant en suite bathroom with dual vanities, solid-surface counters, and a walk-in shower with frameless glass. The secondary bedroom is accompanied by a beautifully maintained second bathroom, perfect for guests or family. Every inch of this property showcases exceptional design and superior craftsmanship. The attention to detail—from the flooring to the fixtures—reflects the quality synonymous with the builder’s reputation. Residents of Lake James, an active 55+ community, enjoy a private gated entrance, a beautiful pool, clubhouse, fitness center, and walking paths around the community. The neighborhood’s tranquil atmosphere and convenient access to shopping, dining, and medical facilities make it one of Lakeland’s premier communities. This home represents a rare opportunity to own an award-winning residence where custom design, elegant updates, and peaceful surroundings come together in perfect harmony. Don’t miss your chance to experience the craftsmanship, comfort, and prestige that define life in Lake James.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$467,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $374,000 | $374,000 | $374,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $488 | $488 | $488 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,183 | $2,303 | $3,031 |
| Total Monthly Payment | $2,746 | $2,866 | $3,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.