12771 SE 92ND TERRACE, Summerfield, FL, 34491 | $289,000

Stunning 2 bedroom and 2 bath home with Florida room (under heat and air) and 2 sets of sliding glass doors with contained blinds (new in 2019). This model boasts a light and bright front kitchen, a roomy living room and cozy Florida room. Home is immaculate and decorated for the most discerning taste and most of the furniture is included with the home (see list of exceptions when you view the home). Enter the welcoming front porch and sidewalk and driveway that has been painted, flaked and sealed and regularly sealed and has a hide-a-screen (new 2020) on the front door (new 2019) to welcome guests and enjoy the Florida breezes. The interior was painted with decorator colors (including the garage) in 2019. Vinyl laminate plank flooring new in the entire home 2019 (3 extra packages available if needed. ) All window blinds were new in 2019. The kitchen has granite countertops (2020) and newer stainless-steel appliances (2024). Installed ceiling recessed lighting with dimmers 2019 and installed roll out drawers 2021. The bathroom faucets and showers heads were new in May 2021 and new comfort height toilets February 2024. Exterior is easy to maintain, and landscaping curbing and stones around entire home and bushes were replaced in 2019. The pole lamp underground wiring, socket and sensor replaced 2021. Shingles were replaced April 2021 and HVAC system new in May 2025, water heater replaced 2016. The garage is immaculate and floor was painted, flaked and sealed in April 2020. The garage was drywalled in June 2019 and screens and kickplates were replaced in April 2021 and garage door motor new in December 2024 and LED lights installed December 2021. Newer smoke alarms, kitchen lights were replaced with LED, new switches in all rooms except bedrooms and bathrooms, replaced outside front porch light with LED and timer. As you can tell this home shows pride of ownership and maintenance. It's a move-in ready paradise! Call for your showing today!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 97 x 94
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 2000
  • Garage: 2-car Driveway
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,237
  • Acreage: 0.21
  • Lot Size: 97 x 94
  • Est. Taxes: $1,819
  • HOA Fee: $214 Monthly
  • Lot Desc: Cul-De-Sac
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM712142
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /prop/OM712142/12771se92ndterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/2/2026 4:20:50 AM)
Listing courtesy of JUDY L. TROUT REALTY   Phone: 352-208-2629

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12771 SE 92ND TERRACE, Summerfield, FL, 34491

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $152 $152 $152
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,313 $1,386 $1,859
Total Monthly Payment $1,540 $1,613 $2,086

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.