299 Chapel Road, Saint Augustine, FL, 32084 | $429,900

$20, 000 Price Improvement! Attention Investors! The property is tenant-occupied with a long-term lease in place through August 2027 at $4, 000/month, providing immediate rental income and long-term stability. Discover this nicely updated 5-bedroom, 3-bath single-family home offering 2, 350 sq. ft. of comfortable living space — PLUS an additional nonconforming bedroom for extra flexibility. Conveniently located in a quiet, established neighborhood with no HOA, this property combines charm, modern upgrades, and incredible investment potential. Step inside to find a spacious dining room and kitchen featuring solid wood cabinetry, updated countertops, and ample room for dining and entertaining. The primary suite is a spacious and complete with a walk-in closet, dual vanities, and a shower/tub combo. Enjoy peace of mind with recent updates, including: New roof 2024, New HVAC units 2024, New gutters, updated plumbing, and water heater. Outside, you’ll find a large driveway with plenty of parking, plus a fenced in backyard with a shed, firepit, and chicken coop. Located less than 10 minutes to Downtown St. Augustine and only 15 minutes to St. Augustine Beach. This home offers easy access to I-95, making commuting to Jacksonville or Daytona a breeze. Major shopping, dining, and grocery options are just minutes away. Don’t miss this rare opportunity to own a turnkey investment property in one of St. Augustine’s most convenient and desirable locations!

Features

  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 61x111x72x117
  • Style: Single Family Home
  • Year Built: 1962
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,350
  • Acreage: 0.18
  • Lot Size: 61x111x72x117
  • Est. Taxes: $1,735
  • Elem. School: Osceola
  • Middle School: R. J. Murrey
  • High School: Pedro Menendez
  • MLS#: 255934
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/255934/299chapelroad_saintaugustine_fl?source=qrflyer
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Listing courtesy of ENDLESS SUMMER REALTY

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

299 Chapel Road, Saint Augustine, FL, 32084

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.334% 6.292% 5.628%
Monthly Tax Payment $145 $145 $145
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,980 $2,090 $2,787
Total Monthly Payment $2,200 $2,310 $3,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.