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Step into this bright and happy single-wide in WestWind I, a resident-owned 55+ co-op community where life is relaxed, social, and just the right mix of sunshine and shuffleboard. This 2 bedroom, 1. 5 bath home has all the charm and warmth of old Florida with the updates that make it move-in ready. The open floor plan connects the living room, dining area, and kitchen, keeping everything light and easy. The Florida room adds extra living space—perfect for morning coffee, crossword puzzles, or catching a sunset glow through the windows.
The kitchen is bright and cheerful with white cabinets, matching appliances, and a cozy eat-in space that feels like home. The primary bedroom has its own half bath for convenience, while the main bathroom offers a roomy shower and plenty of storage. Luxury vinyl flooring runs throughout, giving the home a fresh, coastal feel that’s easy to maintain. Vapor barrier and insulation under the home were replaced in December 2024; HVAC and duct work were replaced in December 2024 as well.
Make this your community where neighbors wave, golf carts cruise by with a smile, and every day has the potential for something fun—bocce ball, shuffleboard, bingo, or just a dip in one of the two heated pools. There are two clubhouses, a fitness center, billiards room, and all the activities you could want—or not, if relaxing on your screened porch is more your style.
Located in Palm Harbor (but with a Dunedin mailing address), you’re minutes from the beaches, the Pinellas Trail, and all the charm of downtown Dunedin. The monthly fee is low, the community is beautifully maintained, and yes—you own your share, no lot rent here. If you’ve been waiting for an affordable slice of sunshine where you can live simply and happily, this is it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $92,000 | $92,000 | $92,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $148 | $148 | $148 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $522 | $551 | $734 |
| Total Monthly Payment | $745 | $774 | $957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.