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Welcome Home to the Secor Terrace building at 1122 Yonkers Ave in Yonkers, this Contemporary Designer bright one bedroom co-op with a great location to NYC and all towns in Westchester. Modern Spacious Galley Kitchen completely updated with granite countertops, stainless appliances, white cabinetry with satin nickel pulls, a contemporary fully tiled backsplash sure to be to your liking! The bathroom is also updated with white and current colored tiles with a contemporary pattern, siding glass doors complete the shower/tub combination. A Large Bright living room big enough to fit couches, tables TV cabinet and even a desk if you are in a work from home situation. A nice size dining area can fit a table for six. Rich hardwood styled floors, newly painted walls with the latest decorator colors. Crown and floor molding and the most Current lighting fixtures and features in every room. So much closet space in the co-op and in the bedroom. All closet doors and hardware are of the most current styles. This is an elevator building with a spacious welcoming lobby so meticulously maintained. Live in Superintendent in the building. Parking garage and Laundry room in the building. Low monthly maintenance fee. There is a bike rack at the exterior of the building. A commuters dream into NYC it is a quick two block walk to Metro North, with a 20 minute commute to Grand Central Station. . . . So many nearby major roads, parkways easily get to all Bronx areas and Westchester towns via car or bus. Cross County shopping center is minutes away, and the wonderful and new Ridge Hill shopping area is nearby as is Stew Leonard's and downtown Yonkers and Central Ave for all your shopping needs. The downtown Yonkers area and Ridge Hill for all your dining and entertainment. This co-op comes with 1 indoor garage parking spot. Heat and Hot water and Gas included in monthly maintenance fee. $40/month special assessment fee in addition to monthly maintenance $542.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $691 | $719 | $957 |
| Total Monthly Payment | $766 | $794 | $1,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.